Pawa Kash
Information
Pawa Kash is a convenient personal finance solution in Kenya, helping users access loans quickly right on their mobile phones. Registration is easy through the app, with transparent approval and direct disbursement to your M-PESA wallet. In addition, Pawa Kash supports you in staying financially in control whenever life calls for it.

Why can you trust Pawa Kash App?
- No complicated paperwork, no queues — everything is done directly on the app.
- Fast approval, with loan limits of up to 50,000 KES and a simple verification process.
- High approval rates, with funds sent straight to your M-PESA wallet once the loan is approved.
Pawa Kash uses certain data from your device (such as approximate location and device ID) to verify identity and build a credit score. All shared data is securely encrypted and is never sold or shared with third parties. Download the Pawa Kash App on Google Play today to register for a quick loan in just a few minutes and enjoy attractive offers for new users. Wishing you a successful registration.
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Loan Calculator
Number of Loans
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Loan AmountFrom 5,000 Ksh to 500,000 Ksh
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Loan TermFlexible from 91 days to 180 days
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Interest RateAPR from 16% to 34%
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Service FeesTransparent fees with no hidden charges
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Eligibility RequirementsKenyan citizens aged 18 to 55
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Repayment SupportEasy repayment via M-Pesa
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Loan amountFrom 1,500 KSH to 50,000 KSH
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Loan term91 to 365 days, including possible extensions
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Interest rateUp to 18% per year (about 0.05% per day)
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Service feeNo upfront fees, no hidden charges
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EligibilityKenyan residents aged 20+, with a smartphone
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DisbursementSame-day payout to bank account or M-Pesa
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Loan amountFrom KES 6,000 - KES 50,000
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Loan termFrom 120 - 180 days
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Interest rate12% – 36% comprehensive annual rate
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Service feeOne-time processing fee
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EligibilityKenyan citizen, age 20–65, stable income
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Loan disbursementReceive money via M-Pesa account
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Loan amountFrom 5,000 Ksh to 550,000 Ksh
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Loan termFrom 91 – 180 days
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Interest rateAPR 15% – 20% (max 0.05% per day)
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Service feeNo hidden fees; all costs shown upfront
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EligibilityValid ID and active bank account required
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DisbursementFunds sent directly to your bank account
