Nigeria
Update: 09/04/2026
12 Optional
Loan Amount
From NGN 6,000 to NGN 500,000
Loan Term
91days to 365 days
Interest Rate
From 24% to 68% APR
Service Fees
NGN fee 600
Eligibility
Have a bank account
Disbursement
Receive money on the same day
1984
0
Loan amount
N5,000 and up to N50,000
Loan term
63 to 90 days
Interest rate
Maximum 36% per year
Service fee
Free for the first customer
Eligibility
I have a phone number
Disbursement
Electronic payments
1987
0
Loan amount
NGN 3,000 to NGN 2,000,000
Loan term
From 91 days to 360 days
Interest rate
(APR): 10% to 33%
Service fee
NGN 300 - NGN 500
Eligibility
Customers must be at least 18 years old
Disbursement
Bank disbursement within 30 minutes
1990
0
Loan amount
₦8,000 - ₦500,000
Loan term
91 to 180 days
Interest rate
Annual Interest Rate (APR): 10% - 33%
Service fee
Around ₦1,000
Requirements
Have a valid bank account
Loan disbursemen
Loan disbursement within 30 minutes
1995
0
Loan amount
₦2,000 - ₦200,000
Loan term
90 - 360 days
Interest rate
From 28%-30%
Service fee
Free
Requirements
It has a registered phone number
Loan disbursemen
Fast loan disbursement
1997
0
Loan amount
₦ 10,000 up to ₦ 200,000
Loan term
90 to 365 days
Interest rate
from 0.04% to 0.09%
Service fee
0% to 3%
Requirements
Applicants must be Nigerian citizens
Loan disbursemen
Loan disbursement on the same day
1997
0
Loan amount
₦ 5,000 to ₦ 500,000
Loan term
Minimum 61 days and maximum 180 days
Interest rate
Maximum annual percentage rate 35%
Service fee
2.5% of the loan amount
Requirements
You must be 19 years old to be eligible for a loan
Loan disbursemen
Disbursement via your bank account
1997
0
Loan amount
From 5,000 NGN to 500,000 NGN
Loan term
91 to 365 days, flexible repayment options
Interest rate
Monthly rate up to 4%, APR 8%–35%
Service fee
0%–12%, fully transparent, no hidden fees
Eligibility
Applicants must be 18+, Nigerian citizens
Disbursement
The money was disbursed within 30 minutes
1997
0
Loan amount
₦10,000 - ₦500,000
Loan term
90 days
Interest rate
21% per year
Service fee
₦600 - ₦1,000
Requirements
Old enough to apply for a loan
Loan disbursemen
Disbursement of loan through the bank
2004
0
Loan amount
From ₦5,000 - ₦500,000
Loan term
From 91 - 180 days
Interest rate
From 12% to 33% per year
Service fee
No hidden fees
Eligibility
18+, with a valid bank account
Disbursement
After successful approval
1995
0
Loan amount
From ₦5,000 – ₦200,000
Loan term
From 90 – 360 days
Interest rate
Up to 30% per year
Service fee
May apply depending on loan
Eligibility
Ages 20–60, Nigerian citizens
Disbursement
Fast transfer to registered bank card
2001
0
Loan amount
₦10,000 – ₦1,000,000
Loan term
91 days to 365 days
Interest rate
5% – 36% per annum
Service fee
1% – 5% of loan amount
Requirements
19 years old
Loan disbursemen
Disbursement via bank account
2009
1
Top Best Loan Apps
All
0
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Loan amountFrom ₦5,000 – ₦200,000
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Loan termFrom 90 – 360 days
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Interest rateUp to 30% per year
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Service feeMay apply depending on loan
-
EligibilityAges 20–60, Nigerian citizens
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DisbursementFast transfer to registered bank card
0
-
Loan amoun10,000 – ₦1,500,000
-
Loan termFrom 90 days up to 720 days
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Fire Loan interest rateAPR: 80.3% – 87% annually
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Loan service fees₦1000
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Registration requirementsProvide your personal phone number
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Payment supportOnline payment
0
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Loan amoun₦20,000 - ₦300,000
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Loan term61 - 360 days
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Fire Loan interest rateMaximum annual interest rate：30%
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Loan service feesApproximately ₦800
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Registration requirementsThe borrower must be a Nigerian citizen
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Payment supportPayment via bank account
0
-
Loan amoun₦2,000 to ₦1,200,000
-
Loan term91 to 360 days
-
Fire Loan interest rateAnnual rate of return (APR) ranges from 20% to 30%.
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Loan service fees6% to 24%
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Registration requirementsHave a valid bank account
-
Payment supportPayment via bank account