Cashnow
Loan Amount
From NGN 6,000 to NGN 500,000
Loan Term
91days to 365 days
Interest Rate
From 24% to 68% APR
Service Fees
NGN fee 600
Eligibility
Have a bank account
Disbursement
Receive money on the same day
Information
Registered Operating Area
Nigeria
Age Requirement for Registration
Borrowers must be at least 19 years old
Personal Income Requirement
Stable source of income required
Phone Number Requirement
A valid phone number must be provided when applying
Repayment Method
Online payment and e-wallets
Document Requirement
Only a valid personal ID is required
First-Time Loan Amount
Loan limit up to NGN 6,000
First-Time Loan Interest Rate
First loan interest rate applied at 24%
New Customer Benefits
Preferential loan offers with the lowest interest rates
Loan Interest Rate
From 24% to 68% APR
Loan Amount Range
From NGN 6,000 to NGN 500,000
Loan Tenure
91 days - 365 days
Approval Time
Fast loan approval within 3 hours
Loan Service Fee
Service fee ranges from NGN 100 to NGN 600
Late Payment Penalty
Penalties applied according to the app’s terms and conditions
In life, unexpected financial needs can arise at any time. Cashnow was created to provide you with a fast and convenient loan solution, helping you access funds promptly without worrying about complicated procedures or hidden fees. With just a few simple steps on your mobile phone, you can take control of your finances and handle your needs with ease.

Why is Cashnow a trusted choice?
- Flexible loan limits: From NGN 6,000 to NGN 500,000, suitable for a wide range of financial needs
- Diverse loan terms: Choose repayment periods from 91 days to 365 days, allowing you to plan repayments proactively
- Full transparency: No hidden fees, no binding clauses, and no collateral required
- Multiple loan stages: Clear process with no transaction fees
- Recognized credibility: On-time repayments help increase your loan limit in the future
- Maximum security: All personal data is encrypted and securely transmitted
Cashnow Loan Example
- Loan amount: NGN 15,000
- Installation plan: 6 installments
- Total interest (loan cost): NGN 1,800
- Installation payment: NGN 2,800 per installment
- Total repayment amount: NGN 16,800
- Representative interest rate: 24% APR
With a simple process, flexible loan limits, and a strong commitment to data security, Cashnow is not just a lending app but also your reliable financial partner. Start your journey toward financial freedom today with Cashnow where every loan is clear, fast, and designed with your best interests in mind
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Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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