Philippines

Update: 08/04/2026

12 Optional

KuhaCash
Loan Amount From P2,000 to P50,000
Loan Term Flexible terms from 3 to 12 months
Interest Rate Annual interest rate between 12% – 24%
Service Fees No hidden fees
Loan Requirements Valid government-issued ID
Disbursement Funds transferred directly to bank account
5
1991
0
Cash Moo
Loan Amount PHP 1,000 – 20,000 for new users
Loan Term 91 – 180 days (3–6 installments)
Interest Rate (APR) up to 36%
Service Fees No hidden fees
Eligibility Filipino citizens aged 18+
Disbursement Fast transfer to bank account or e-wallet
5
1988
0
Lucky Loan
Loan Amount Up to PHP 98,000
Loan Term Up to 120 days
Interest Rate APR 25.55%, 0.07% per day
Service Fees No hidden fees; all charges are clearly disclosed
Eligibility Filipino citizens aged 20–65
Disbursement Fast online disbursement after approval
5
1991
0
Cashmum
Loan Amount PHP 2,000 - PHP 25,000
Loan Term Avail up to 180 days
Interest Rate Interest starts from 3.5% up to 25%/year
Service Fees PHP 500
Loan Requirements Borrowers must be at least 18 years old
Disbursement Disbursement of loan through the bank
5
1986
0
Sigurado Cash
Loan Amount 2.000 peso - 60.000 peso
Loan Term 91-day period
Interest Rate Competitive interest rate: 18% per year
Service Fees ₱600 per application
Loan Requirements Have a bank account
Disbursement Fast and convenient
5
1994
0
Pera Cash
Loan Amount 1.500 peso to 120.000 peso
Loan Term 91 to 180 days
Interest Rate The APR is 14.6% (0.04% per day
Service Fees Free for the first time
Loan Requirements I have a personal phone number
Disbursement Fast loan disbursement within the day
5
1992
0
Masaya Cash
Loan Amount From 2,000 PHP up to 60,000 PHP
Loan Term From 91 - 180 days
Service Fees Up to 18% APR, fully transparent
Service Fees Clearly disclosed, no hidden fees
Eligibility Filipino citizens, 18+, ID
Disbursement E-wallet or bank account
5
1992
0
Maya Peso
Loan Amount P 2,000.00 to P 90,000.00
Loan Term 91 days - 365 days
Interest Rate Maximum product yield is 21.90%.
Service Fees P 200 - P 2,000
Loan Requirements Must be 20 years old or older
Disbursement Disbursement of loan through the bank
5
1999
0
Moca Peso
Loan Amount Up to 50,000 PHP
Loan Term From 91 to 180 days
Interest Rate APR from 18.25%, transparent
Service Fee None or clearly disclosed
Eligibility Age 20–65, good credit history
Disbursement Online application, fast approval
5
1988
0
Mabilis Credit
Loan Amount Up to 50,000 PHP
Loan Term Up to 91 days
Interest Rate Up to 24% per yea
Service Fees No hidden fees
Eligibility Smartphone required
Disbursement Fast approval within minutes
5
1989
0
Atome Peso
Loan Amount Up to ₱68,000
Loan Term Flexible from 91 to 365 days
Interest Rate APR ranging from 7.3% to 21.90%
Service Fee Service fees may apply depending on the loan amount
Eligibility 21 years old and above, stable income
Disbursement Fast disbursement to bank account after approval
5
1995
0
Honey Loan
Loan amount PHP 30,000
Loan term Pay back in up to 364 days
Interest rate Maximum 36%
Service fee 0%
Loan requirements Ages 20 and above
Payment support Loan disbursement within 30 minutes
5
1993
0

Top Best Loan Apps

All
5
0
Honey Loan
  • Loan amount
    PHP 30,000
  • Loan term
    Pay back in up to 364 days
  • Interest rate
    Maximum 36%
  • Service fee
    0%
  • Loan requirements
    Ages 20 and above
  • Payment support
    Loan disbursement within 30 minutes
5
0
EASY BORROW
  • Loan amoun
    ₱8.000 – ₱180.000
  • Loan term
    90 -180 days
  • Fire Loan interest rate
    Maximum Annual Percentage Rate: 36%
  • Loan service fees
    Daily interest rate: 0.1%
  • Registration requirements
    Have a valid bank account
  • Payment support
    Payment via e-wallets
5
0
Pesoloan
  • Loan amoun
    PHP1,000 - PHP100,000
  • Loan term
    95 days to 180 days
  • Fire Loan interest rate
    31% per year
  • Loan service fees
    Free
  • Registration requirements
    I have a personal phone number
  • Payment support
    Bank transfer
5
0
LoadCash
  • Loan Amount
    From ₱2,000 – ₱50,000
  • Loan Term
    From 91 days to 180 days
  • Interest Rate
    APR ranging from 10% to 20%
  • Service Fee
    Up to 10% of the loan amount
  • Eligibility Requirements
    Must be a Philippine citizen with a valid ID
  • Repayment Methods
    E-wallets and convenience stores