Lucky Loan
Loan Amount
Up to PHP 98,000
Loan Term
Up to 120 days
Interest Rate
APR 25.55%, 0.07% per day
Service Fees
No hidden fees; all charges are clearly disclosed
Eligibility
Filipino citizens aged 20–65
Disbursement
Fast online disbursement after approval
Lucky Loan
Information
Registration Area
Philippines
Age Requirement
From 20 to 65 years old
Income Requirement
Minimum monthly income of PHP 200
Phone Number Requirement
Valid Philippine mobile number
Repayment Method
Online repayment as stated in the loan agreement
Document Requirements
Valid personal identification as required
Initial Loan Amount
Subject to applicant profile and approval
First Loan Interest Rate
Clearly disclosed in the loan agreement
New Customer Offers
Available for first-time borrowers (subject to terms)
Loan Interest Rate
APR 25.55%, approximately 0.07% per day
Loan Limit
Up to PHP 98,000
Loan Term
Up to 120 days
Approval Time
Fast review after successful application
Service Fees
No hidden fees; all charges are disclosed upfront
Late Payment Fees
Applied according to the loan agreement
Need financial support in the Philippines? Lucky Loan offers a transparent and secure online lending solution. The app helps you take control of your finances for any need, whether it’s home repairs, investing in education, growing your business, or handling unexpected expenses. Apply for a loan right on your phone, and financial opportunities are within your reach.
Why choose Lucky Loan App?
- Flexible loans of up to PHP 98,000, suitable for various purposes
- A 120-day loan term, giving you ample time to comfortably manage your finances
- 100% online registration—no paperwork, no waiting, no hassle
- Designed specifically for Filipinos, closely aligned with real-life needs
At LuckyLoan, we believe everyone deserves a lucky opportunity. The app doesn’t just provide loans, it supports you as you move forward with greater confidence. A smart, transparent lending service that respects your time.
See more: Cashmum
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
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