Ghana
Update: 08/04/2026
12 Optional
Loan amount
From GHS 1,000 – GHS 4,800
Loan period
Minimum 120 days, maximum 280 days
Interest rate
Maximum 30% per annum (APR)
Service fee
GHS 0 – no service fee, no management fee
Loan requirements
18 years old and above, valid ID card
Loan disbursement
After successful approval
1992
0
Loan Amount
From GHS 200 to GHS 6,000
Loan Term
91 – 365 days, flexible repayment period
Interest Rate
Maximum 26% per year (APR)
Service Fees
No hidden fees, completely free.
Loan Requirements
18 years old or above, Ghanaian citizen
Loan Disbursement
Fast loan approval
1992
0
Loan amount
From GHS 1,000 to GHS 5,000
Loan term
From 92 days to 180 days
Interest rate
From 12% to 26% per year
Service fee
Approx 5% origination fee
Eligibility
Ghanaian citizens aged 18 years
Disbursement
Fast disbursement after approval
1994
0
Loan amount
Up to GHS 10,000, subject to eligibility
Loan term
From 91 to 365 days
Interest rate
From 10% – 24% APR
Service fees
5% origination fee + 1% technology fee
Eligibility
18+, Ghanaian or legal resident, stable income
Loan disbursement
Fast disbursement after approval
1989
0
Loan amount
GH₵ 100 – GH₵ 6,000
Loan term
From 91 days up to 180 days
Interest rate
(APR) up to 24% per year
Service fees
GH₵ 0 - No service fees
Eligibility
Legal Ghanaian citizens aged 20 and abov
Repayment
Monthly repayment through the SoftMoney app
1991
0
Loan amoun
GHS 100 - GHS 5,000
Loan term
90 - 180 days
Loan interest rate
0.04% - 0.08%/ days
Loan service fees
1% - 5%
Registration requirements
I have a personal phone number
Payment support
Online payment
2005
0
Loan amoun
GH₵200-GH₵8000
Loan term
91 days-365 days
Loan interest rate
12% to 34% per year
Loan service fees
GH₵300
Registration requirements
You must have a bank account
Payment support
Get a quick loan from the bank
2003
0
Loan amoun
100 to 6,000 Ghanaian
Loan term
91 to 365 days
Loan interest rate
(APR): Up to 16%
Loan service fees
No hidden fees
Registration requirements
All you need is your personal phone number
Payment support
Through bank account
2004
0
Loan amoun
GHS 800 to GHS 8,000
Loan term
91 up to 180 days
Fire Loan interest rate
APR 18%-30%
Loan service fees
Approximately GHS 200
Registration requirements
18 years old
Payment support
Convenient online payment
2013
0
Loan amoun
100GHS-6,000GHS
Loan term
91 days to 360 days
Fire Loan interest rate
13%-32%
Loan service fees
Free
Registration requirements
Simply provide the required documents
Payment support
Payment via e-wallet
2012
0
Loan amoun
GHC 1,000 to GHC 10,000
Loan term
91 to 365 days
Fire Loan interest rate
Max APR: 25%
Loan service fees
3%-7% depending on your profile
Registration requirements
Customers who borrow money must be over 18 years old
Payment support
Payment via bank
2007
0
Loan amoun
GHC 300 to GHC 30,000
Loan term
91 days - 180 days
Fire Loan interest rate
0.05% - 1.2% daily based on credit
Loan service fees
3% -8%of principal
Registration requirements
There is a main phone number
Payment support
Bank payment
2017
0
Top Best Loan Apps
All
0
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Loan amounGHC 300 to GHC 30,000
-
Loan term91 days - 180 days
-
Fire Loan interest rate0.05% - 1.2% daily based on credit
-
Loan service fees3% -8%of principal
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Registration requirementsThere is a main phone number
-
Payment supportBank payment
0
-
Loan amountFrom GHS 1,000 – GHS 4,800
-
Loan periodMinimum 120 days, maximum 280 days
-
Interest rateMaximum 30% per annum (APR)
-
Service feeGHS 0 – no service fee, no management fee
-
Loan requirements18 years old and above, valid ID card
-
Loan disbursementAfter successful approval
0
-
Loan AmountFrom GHS 200 to GHS 6,000
-
Loan Term91 – 365 days, flexible repayment period
-
Interest RateMaximum 26% per year (APR)
-
Service FeesNo hidden fees, completely free.
-
Loan Requirements18 years old or above, Ghanaian citizen
-
Loan DisbursementFast loan approval
0
-
Loan amountFrom GHS 1,000 to GHS 5,000
-
Loan termFrom 92 days to 180 days
-
Interest rateFrom 12% to 26% per year
-
Service feeApprox 5% origination fee
-
EligibilityGhanaian citizens aged 18 years
-
DisbursementFast disbursement after approval