Ghana
Update: 24/04/2026
11 Optional
Loan amoun
GHS 800 - GHS 5,000
Loan term
92 days - 300 days
Fire Loan interest rate
APR: 15%-32%
Loan service fees
Free
Registration requirements
People of Ghana
Payment support
Link via bank card
2033
0
Loan amoun
6000 GHS to 50,000 GHS
Loan term
100 to 330 days.
Fire Loan interest rate
Annual Interest Rate: 24%
Loan service fees
Approximately 1.2%-2.8%
Registration requirements
Borrowers must be at least 20 years old
Payment support
Fast online payment
2017
0
Loan amoun
1,000 GHC – 100,000 GHC
Loan term
91 to 720 days (approximately 3 months to 24 months)
Loan interest rate
Maximum Annual Interest Rate: 21%
Loan service fees
Free for the first loan
Registration requirements
Must be 20 years of age or older
Payment support
Electronic wallet payment method
2030
0
Loan amoun
600GHS - 5000GHS
Loan term
120 days to 360 days term
Loan interest rate
Between 13% and 30%
Loan service fees
2,5%
Registration requirements
18 years old
Payment support
Payment via bank transfer
2055
0
Loan amount
From ₵100 to ₵3,000
Loan Term
From 91 days to 180 days
Interest Rate
From 0.04% to 0.09%
Service fee
3% of the loan amount
Eligibility requirements
Ghana residents aged 18–60
Payment support
Supports bank transfers and e-wallets
2050
1
Loan amount
From GHC 100 – GHC 5,000
Loan term
From 61 to 365 days
Interest rate
0.05% – 0.09% per day, up to 32.85% APR.
Service fee
No hidden fees
Eligibility
Ghana residents aged 18–55
Repayment Support
Payment by bank transfer
2038
0
Loan Amount
From GHS 10,000 – GHS 20,000
Loan Term
From 91 – 360 days
Interest Rate
Up to 24% APR (approx. 0.065% per day)
Service Fees
No hidden fees, fully transparent
Eligibility
Ghanaian citizens aged 18+, valid Ghana Card
Repayment Support
Repay via e-wallet or bank transfer
2061
0
Loan Amount
From 600 GHS to 5,000 GHS
Loan Term
From 120 days to 360 days
Interest Rate
Annual interest rate from 13% to 30%
Loan Service Fees
Fees are calculated transparently with no hidden charges
Eligibility Requirements
Legal resident of Ghana; aged 20–65
Repayment Support
Flexible repayment options via bank transfer
2065
0
Loan Amount
From 200 to 8,000 GHS
Loan Term
91 – 360 days (3 – 12 months)
Interest Rate
13% – 32% per year (APR)
Service Fees
No hidden fees, 100% free
Eligibility Requirements
Ghanaian citizens aged 20 – 60
Repayment Support
Flexible and secure repayment
2053
0
Loan Amount
From 100 GHS - 6,000 GHS
Loan Term
From 90 – 365 days
Interest Rate
Up to 30% per year
Service Fees
No additional fees
Eligibility
20 years old and above, ID
Repayment Support
Flexible repayment options
2062
0
Loan amount
10,000 GHS – 20,000 GHS
Loan term
91 days – 360 days
Loan interest rate
0.07% – 24%
Loan service fee
Free
Eligibility requirement
18 years old and above
Repayment support
Bank transfer / Bank account payment
2101
0
Top Best Loan Apps
All
0
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Loan amounGHC 300 to GHC 30,000
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Loan term91 days - 180 days
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Fire Loan interest rate0.05% - 1.2% daily based on credit
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Loan service fees3% -8%of principal
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Registration requirementsThere is a main phone number
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Payment supportBank payment
0
-
Loan amountFrom GHS 1,000 – GHS 4,800
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Loan periodMinimum 120 days, maximum 280 days
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Interest rateMaximum 30% per annum (APR)
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Service feeGHS 0 – no service fee, no management fee
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Loan requirements18 years old and above, valid ID card
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Loan disbursementAfter successful approval
0
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Loan AmountFrom GHS 200 to GHS 6,000
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Loan Term91 – 365 days, flexible repayment period
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Interest RateMaximum 26% per year (APR)
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Service FeesNo hidden fees, completely free.
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Loan Requirements18 years old or above, Ghanaian citizen
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Loan DisbursementFast loan approval
0
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Loan amountFrom GHS 1,000 to GHS 5,000
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Loan termFrom 92 days to 180 days
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Interest rateFrom 12% to 26% per year
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Service feeApprox 5% origination fee
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EligibilityGhanaian citizens aged 18 years
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DisbursementFast disbursement after approval