Cashmum
Loan Amount
PHP 2,000 - PHP 25,000
Loan Term
Avail up to 180 days
Interest Rate
Interest starts from 3.5% up to 25%/year
Service Fees
PHP 500
Loan Requirements
Borrowers must be at least 18 years old
Disbursement
Disbursement of loan through the bank
Cashmum
Information
Registered Operating Area
Customers registered in the Philippines
Age Requirement
Loan applicants must be 18 years old or above
Income Requirement
Borrowers must have a monthly source of income
Phone Number Requirement
Must have a personal mobile phone number
Repayment Method
Repayment via e-wallets with multiple options
Document Requirement
Valid ID card or vehicle registration document
Initial Loan Amount
PHP 2,000 – PHP 8,000
Initial Loan Interest Rate
Only 3.5% of the loan amount
New Customer Benefits
Fast loans with low interest rates
Loan Interest Rate
Up to 25% per year
Loan Limit
PHP 2,000 – PHP 25,000
Loan Term
From 180 days to 300 days
Approval Time
Fast approval within approximately 1 hour
Loan Service Fee
PHP 500
Late Payment Fee
First-time late fee: PHP 500 – PHP 1,000
CashMum is a legally licensed personal finance lending platform that provides a fast – simple – secure loan solution. We focus on optimizing the lending process to help users access funds promptly without facing complicated procedures or risks from unlicensed lending applications. Unlike traditional banks with cumbersome processes, or non-transparent lending apps, CashMum is committed to delivering a clear, convenient, and trustworthy borrowing experience.
Loan Application Process
With just a few simple steps:
- Download the CashMum app to your mobile phone
- Fill in all required personal information
- Upload a valid government-issued ID such as:
- National ID, SSS, Driver’s License, UMID, PRC, TIN, or Passport
- Once your application is approved, the loan amount will be disbursed to your selected receiving method
Repayment Methods
You can repay your loan at the following locations:
- 7-Eleven
- Payment Centers
- Cebuana Lhuillier
- GCash / PayMaya
- SM Department Store, SM Supermarket, SM Payment Counter, Savemore
- Robinsons Department Store & Supermarket
Borrowers are allowed to make full or partial early repayments at any time. Flexible installment plans help you manage your finances proactively and ensure on-time payments.
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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