Pera Cash

CA TECHNOLOGY SOLUTIONS INC.
5
1995
0
Icon Speed
Loan Amount
1.500 peso to 120.000 peso
Icon Speed
Loan Term
91 to 180 days
Icon Fire
Interest Rate
The APR is 14.6% (0.04% per day
Icon Hand
Service Fees
Free for the first time
Icon Cashback
Loan Requirements
I have a personal phone number
Icon Cashback
Disbursement
Fast loan disbursement within the day
Pera Cash
Apply Now

Information

Registration Operating Area
The service is currently available within the Philippines
Age Requirement
Users must be 18 years old or above
Income Requirement
Borrowers must have a stable monthly income of at least ₱2,000
Phone Number Requirement
A personal mobile phone number is required
Repayment Method
Loans can be repaid via bank transfer or e-wallets
Document Requirement
Users need to provide a valid personal identification
Initial Loan Amount
The maximum loan limit for the first application is ₱1,500
First Loan Interest Rate
The first loan is subject to an interest rate of 0.04% per day
New Customer Benefits
New customers enjoy fast loan disbursement
Loan Interest Rate
The annual percentage rate (APR) is 14.6%
Loan Amount Range
Loan amounts range from ₱1,500 to ₱120,000
Loan Term
Loan terms range from 91 to 180 days
Approval Time
Loan applications are usually processed and approved within the same day
Loan Service Fee
The first loan application is free of charge
Late Payment Fee
A late payment penalty of ₱120 – ₱200 per day will be charged

Pera Cash is always ready to stand by you with no judgment, no pressure, just timely financial solutions. Pera Cash is more than just an online lending app. It is built specifically for Filipinos who value flexibility, transparency, and proactive personal financial management.

Screenshot 1965

Core Features of the Pera Cash App

1. Online registration & account verification Allows users to quickly create an account using a mobile phone number and personal information, with identity verification completed directly in the app no face-to-face meetings required.

2. Fast loan application Users can choose a loan amount and repayment term that match their personal needs and submit a loan application in just a few simple steps.

3. The system evaluates applications based on provided information and credit history, reducing waiting time and increasing approval chances.

4. Direct disbursement to bank account Once approved, the loan amount is transferred directly to the user’s bank account safely and quickly.

5. Transparent loan details display The app clearly shows all loan information, including loan amount, interest rate, term, repayment schedule, and total payable amount with no hidden fees.

The entire process of registration, approval, and disbursement is completed 100% online. No waiting in line, no complicated paperwork, and no long delays. Your personal information is always protected, data is securely encrypted, and your time is respected.

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Loan Calculator

Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000 $
Interest
70 000 $
Total Repayment
10 070 000 $
Annual Interest Rate
18 %

Number of Loans

Author: Sabiha Sathi
5
5
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.

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