Pera Cash
Information
Pera Cash is always ready to stand by you with no judgment, no pressure, just timely financial solutions. Pera Cash is more than just an online lending app. It is built specifically for Filipinos who value flexibility, transparency, and proactive personal financial management.

Core Features of the Pera Cash App
1. Online registration & account verification Allows users to quickly create an account using a mobile phone number and personal information, with identity verification completed directly in the app no face-to-face meetings required.
2. Fast loan application Users can choose a loan amount and repayment term that match their personal needs and submit a loan application in just a few simple steps.
3. The system evaluates applications based on provided information and credit history, reducing waiting time and increasing approval chances.
4. Direct disbursement to bank account Once approved, the loan amount is transferred directly to the user’s bank account safely and quickly.
5. Transparent loan details display The app clearly shows all loan information, including loan amount, interest rate, term, repayment schedule, and total payable amount with no hidden fees.
The entire process of registration, approval, and disbursement is completed 100% online. No waiting in line, no complicated paperwork, and no long delays. Your personal information is always protected, data is securely encrypted, and your time is respected.
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Loan Calculator
Number of Loans
Top Best Loan Apps
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Loan amountPHP 30,000
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Loan termPay back in up to 364 days
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Interest rateMaximum 36%
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Service fee0%
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Loan requirementsAges 20 and above
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Payment supportLoan disbursement within 30 minutes
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Loan amoun₱8.000 – ₱180.000
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Loan term90 -180 days
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Fire Loan interest rateMaximum Annual Percentage Rate: 36%
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Loan service feesDaily interest rate: 0.1%
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Registration requirementsHave a valid bank account
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Payment supportPayment via e-wallets
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Loan amounPHP1,000 - PHP100,000
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Loan term95 days to 180 days
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Fire Loan interest rate31% per year
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Loan service feesFree
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Registration requirementsI have a personal phone number
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Payment supportBank transfer
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Loan AmountFrom ₱2,000 – ₱50,000
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Loan TermFrom 91 days to 180 days
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Interest RateAPR ranging from 10% to 20%
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Service FeeUp to 10% of the loan amount
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Eligibility RequirementsMust be a Philippine citizen with a valid ID
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Repayment MethodsE-wallets and convenience stores
