Nigeria
Update: 23/04/2026
12 Optional
Loan amount
Up to 1,000,000 NGN
Loan term
From 91 to 365 days
Interest rate
From 12% to 36% per year
Service fee
No service fees
Requirements
Nigerian residents, 18 years
Loan disbursement
Bank transfer
2000
0
Loan amount
₦5,000 - ₦300,000
Loan term
91 Days - 365 Days
Fire Loan interest rate
8% - 36% APR
Loan service fees
0 - ₦1,000
Registration requirements
20 years old
Payment support
Payment via bank account
2012
0
Loan amount
From ₦4,000 to ₦2,000,000.
Loan term
Repayment required from 91 days to 12 months
Fire Loan interest rate
APR from 24% to 260% per annum
Loan service fees
4% of the loan
Registration requirements
For customers aged 18 and above
Payment support
Convenient online payment
2024
0
Loan amount
₦5,000 - ₦ 500,000
Loan term
91 - 180 days
Fire Loan interest rate
(APR)：12% - 33%
Loan service fees
Free
Registration requirements
You must have a bank account
Payment support
Payment via bank account
2014
0
Loan amount
₦100,000 - ₦800,000
Loan term
91 to 210 days
Fire Loan interest rate
(APR): 10.95%
Loan service fees
0.03%
Registration requirements
As a Nigerian citizen
Payment support
Bank payments and e-wallets
2012
0
Loan amount
₦2,000 - ₦60,000
Loan term
91days - 360 days
Fire Loan interest rate
Maximum APR is 36% annually
Loan service fees
0.42% daily
Registration requirements
Have a bank account
Payment support
Payment via bank account
2001
0
Loan amount
₦1,000,000 – ₦3,000,000
Loan term
180 – 365 days
Fire Loan interest rate
(APR): 18.25% – 24%
Loan service fees
₦1,000
Registration requirements
Ages 20 and above
Payment support
E-wallet payment
2002
0
Loan amoun
₦2,000 to ₦1,200,000
Loan term
91 to 360 days
Fire Loan interest rate
Annual rate of return (APR) ranges from 20% to 30%.
Loan service fees
6% to 24%
Registration requirements
Have a valid bank account
Payment support
Payment via bank account
2012
0
Loan amoun
₦20,000 - ₦300,000
Loan term
61 - 360 days
Fire Loan interest rate
Maximum annual interest rate：30%
Loan service fees
Approximately ₦800
Registration requirements
The borrower must be a Nigerian citizen
Payment support
Payment via bank account
2010
0
Loan amoun
10,000 – ₦1,500,000
Loan term
From 90 days up to 720 days
Fire Loan interest rate
APR: 80.3% – 87% annually
Loan service fees
₦1000
Registration requirements
Provide your personal phone number
Payment support
Online payment
2023
0
Loan amoun
₦300,000 - ₦800,000
Loan term
91 to 210 days
Fire Loan interest rate
Annual Percentage Rate (APR): 10.95% to 18.25%
Loan service fees
300 Naira
Registration requirements
As a citizen residing in Nigeria
Payment support
Bank transfer
2020
0
Loan amoun
20,000 Naira - 100,000 Naira
Loan term
Minimum and Maximum 90 to 360 Days
Fire Loan interest rate
Percentage Rate (APR): 20% to 36%
Loan service fees
600 Naira
Registration requirements
Eligible from age 18
Payment support
Pay online or via bank transfer
2008
0
Top Best Loan Apps
All
0
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Loan amountFrom ₦5,000 – ₦200,000
-
Loan termFrom 90 – 360 days
-
Interest rateUp to 30% per year
-
Service feeMay apply depending on loan
-
EligibilityAges 20–60, Nigerian citizens
-
DisbursementFast transfer to registered bank card
0
-
Loan amoun10,000 – ₦1,500,000
-
Loan termFrom 90 days up to 720 days
-
Fire Loan interest rateAPR: 80.3% – 87% annually
-
Loan service fees₦1000
-
Registration requirementsProvide your personal phone number
-
Payment supportOnline payment
0
-
Loan amoun₦20,000 - ₦300,000
-
Loan term61 - 360 days
-
Fire Loan interest rateMaximum annual interest rate：30%
-
Loan service feesApproximately ₦800
-
Registration requirementsThe borrower must be a Nigerian citizen
-
Payment supportPayment via bank account
0
-
Loan amoun₦2,000 to ₦1,200,000
-
Loan term91 to 360 days
-
Fire Loan interest rateAnnual rate of return (APR) ranges from 20% to 30%.
-
Loan service fees6% to 24%
-
Registration requirementsHave a valid bank account
-
Payment supportPayment via bank account