DigitCash
Loan amount
Up to 1,000,000 NGN
Loan term
From 91 to 365 days
Interest rate
From 12% to 36% per year
Service fee
No service fees
Requirements
Nigerian residents, 18 years
Loan disbursement
Bank transfer
Information
Registration Area
Nigeria
Age Requirement
18 years old and above
Income Requirement
Stable source of income preferred
Phone Number Requirement
Valid Nigerian mobile phone number
Repayment Method
Bank transfer
Document Requirements
Valid identification and basic personal information
Initial Loan Amount
Up to 500,000 NGN
First-Time Loan Interest Rate
Preferential rate based on credit evaluation
New User Benefits
Higher approval chance and flexible loan limits
Loan Interest Rate
APR 12% – 36%, depending on credit assessment
Loan Term
From 91 – 365 days
Approval Time
Within a few days after submission
Loan Service Fee
No service fees, no hidden charges
Late Payment Fee
May apply according to loan agreement
DigitCash is a comprehensive financial application in Nigeria. The app helps you easily access loans suitable for all needs through a simple, 100% online application process. Register with DigitCash within 5 minutes, complete your profile and receive approval within a few hours, accessing funds anytime, anywhere.

You can use a Digit Cash loan for many reasonable purposes such as: daily living expenses, urgent financial needs, home renovation and repairs…
Loan application process
- Download and register an account on DigitCash App
- Fill in personal information and submit the loan application
- Complete the assessment and receive a credit limit
- Select the loan amount and provide a bank account
- Receive the disbursed funds in the shortest time.
Don’t let financial difficulties hinder your plans. Borrowing money has become simpler, faster, and more transparent than ever. Download Digit Cash App today to take control of your finances, seize opportunities, and meet your needs anytime, anywhere.
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
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