Nigeria
Update: 27/04/2026
12 Optional
Loan amoun
₦5,000 - ₦300,000
Loan term
60 days - 365 days
Fire Loan interest rate
Annual interest rate: 20%
Loan service fees
The service fee is approximately 500₦
Registration requirements
Has valid identity card
Payment support
Online payment
2024
0
Loan amoun
₦20,000 - ₦200,000
Loan term
91 DAYS
Fire Loan interest rate
MAX APR: 120%
Loan service fees
Free
Registration requirements
The phone number is already registered
Payment support
Fast bank payment
2017
0
Loan amoun
3,000 Naira - 1,000,000 Naira
Loan term
91 Days - 360 Days
Fire Loan interest rate
Maximum Annual Interest Rate of 36%
Loan service fees
Fee: 300 Naira
Registration requirements
Provide identification documents
Payment support
Online payments and e-wallets
2021
0
Loan amount
₦3,000 – ₦500,000
Loan term
91 days - 365 days
Loan interest rate
Annual Percentage Rate (APR): 29.2% - 80%
Loan service fees
Free for the first time
Registration requirements
Reached the age of 18
Payment support
Payment via bank transfer
2023
0
Loan amoun
3,000 NGN to 00,000 NGN
Loan term
90 days to 365 days in installments
Fire Loan interest rate
12% to 36%
Loan service fees
430 NGN/ first time
Registration requirements
Customers must be 18 years of age or older
Payment support
Pay directly through the app
2019
0
Loan amoun
₦5,000 to ₦500,000
Loan term
91 to 180 days
Fire Loan interest rate
Rate (APR): 10% - 33%
Loan service fees
Approximately ₦100 - ₦500
Registration requirements
Just be a Nigerian citizen
Payment support
On the bank account
2031
0
Loan amount
NGN 5,000- NGN 500,000
Loan term
91days-365days
Loan interest rate
17% to 34% per year
Loan service fees
2,4% - 6.7%
Registration requirements
Have a bank account
Payment support
Online payment via bank
2015
0
Loan amount
8,000 naira to 300,000 naira
Loan term
91 days to 180 days
Loan interest rate
up to 24%
Loan service fees
4%
Registration requirements
Have valid personal identification documents
Payment support
Payment via bank account
2013
0
Loan amount
NGN 10,000 to NGN500,000
Loan term
91 days to 365 days
Loan interest rate
12%~36%
Loan service fees
Charge 2.2% of the loan amount
Registration requirements
Must be at least 19 years old
Payment support
Payment via e-wallet
2011
0
Loan amount
₦5,000 – ₦500,000
Loan term
60 to 365 days
Loan interest rate
Interest rate of 25%–38% per year
Loan service fees
1.8% interest per loan
Registration requirements
I have a valid identity card
Payment support
Fast payment via e-wallets and online
2033
0
Loan amount
₦2,000 - ₦500,000
Loan term
91 days - 180 days
Loan interest rate
From (APR): 18.25% - 73%
Loan service fees
Service fee: 0.5% of the loan amount
Registration requirements
Just be a Nigerian citizen
Payment support
Fast online payment
2023
0
Loan amoun
80,000 NGN - 300,000 NGN
Loan term
180 days - 280 days
Loan interest rate
APR: 12% - 30%
Loan service fees
First loan is free
Registration requirements
Simply provide all the required documents
Payment support
Online payment
2028
0
Top Best Loan Apps
All
0
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Loan amountFrom ₦5,000 – ₦200,000
-
Loan termFrom 90 – 360 days
-
Interest rateUp to 30% per year
-
Service feeMay apply depending on loan
-
EligibilityAges 20–60, Nigerian citizens
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DisbursementFast transfer to registered bank card
0
-
Loan amoun10,000 – ₦1,500,000
-
Loan termFrom 90 days up to 720 days
-
Fire Loan interest rateAPR: 80.3% – 87% annually
-
Loan service fees₦1000
-
Registration requirementsProvide your personal phone number
-
Payment supportOnline payment
0
-
Loan amoun₦20,000 - ₦300,000
-
Loan term61 - 360 days
-
Fire Loan interest rateMaximum annual interest rate：30%
-
Loan service feesApproximately ₦800
-
Registration requirementsThe borrower must be a Nigerian citizen
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Payment supportPayment via bank account
0
-
Loan amoun₦2,000 to ₦1,200,000
-
Loan term91 to 360 days
-
Fire Loan interest rateAnnual rate of return (APR) ranges from 20% to 30%.
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Loan service fees6% to 24%
-
Registration requirementsHave a valid bank account
-
Payment supportPayment via bank account