JaraMoni

EVANDALE LENDING LTD

2015

Loan amoun

3,000 NGN to 00,000 NGN

Loan term

90 days to 365 days in installments

Fire Loan interest rate

12% to 36%

Loan service fees

430 NGN/ first time

Registration requirements

Customers must be 18 years of age or older

Payment support

Pay directly through the app

Apply Now

Updated Date:

Nov 21, 2025

Downloads:

100K+

Version:

1.0.3

Support:

Android 7.0 and up

Release Date:

Aug 8, 2025

Size:

33,9MB

Email:

[email protected]

Hotline:

+2349054339717

Website:

https://www.jaramoni.com/

Working hours:

9:30 Am - 6:00 Pm

Address:

NO 98, AJAYI ROAD, OGBA, LAGOS STATE, NIGERIA

Information

Registered Operating Area

Services are available in Nigeria

Age Requirement for Registration

Borrowers must be at least 18 years old to be eligible to register

Income Requirement

A minimum monthly income of 2,000 NGN is required

Phone Number Requirement

Loan registration is conducted via mobile phone; a valid phone number is mandatory

Payment Method

Payments are made directly through a bank account

Documentation Requirement

Valid government-issued documents are required

Initial Registration Loan Amount

Initial loan limit ranges from 3,000 NGN to 00,000 NGN

Initial Loan Interest Rate

An interest rate of 18% is applied

New Customer Promotion

No income verification required

Loan Interest Rate

Annual interest rate ranges from 12% to 36%

Loan Term

Maximum loan duration ranges from 90 days to 365 days

Approval Time

Applications are processed within 5 minutes

Loan Service Fee

A service fee of approximately 400 NGN – 430 NGN applies

Late Payment Fee

Late payments will incur a penalty of ₦120 per day

JaraMoni is a trusted and licensed online personal loan application designed for users in Nigeria. The app is built to help you access financial support quickly and securely directly on your mobile phone, without complicated procedures or offline paperwork. With a simple mobile registration process, users can obtain the funds they need within just a few minutes, without preparing any physical documents. JaraMoni’s intelligent assessment system processes loan requests immediately after submission, enabling fast disbursement to meet urgent needs such as medical expenses, emergency repairs, or daily living costs.

Screenshot 1676

Key Features of the JaraMoni App

Fast Registration complete the entire online loan application process within minutes directly on your mobile phone
Automated Smart Approval the system instantly processes loan requests, helping you receive funds faster
Direct Disbursement funds are transferred directly to your linked bank account once the application is approved
Flexible to Your Needs users can choose loan amounts and repayment terms that suit their financial capacity
Safe Secure the app is designed with high-level security measures to ensure user privacy and data protection

JaraMoni delivers a fast and secure borrowing experience, helping you access the funds you need most anytime, anywhere, directly from your mobile phone.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.