Nigeria

Update: 26/04/2026

9 Optional

Pivot Loan
Loan amoun 10,000 naira to 500,000 naira.
Loan term 91 days to 180 days.
Loan interest rate up to 24%
Loan service fees Approximately 1-5%
Registration requirements You just need to be 20 years old
Payment support Bank transfer payments available nationwide
5
2020
0
Jollof Cash
Loan amoun ₦8000 - ₦800000
Loan term 70 days to 240 days
Loan interest rate Minimum 54.75%, Maximum 75.8%
Loan service fees 3,21%
Registration requirements Have valid personal identification documents.
Payment support Valid Nigerian bank account required
5
2018
0
VZCredit
Loan amoun 6,000 to 360,000 Naira
Loan term From 91 to 180 days.
Loan interest rate Up to 24%
Loan service fees Free
Registration requirements Provide complete information
Payment support Via e-wallet and bank transfer
5
2021
0
SmartNaira
Loan amount NGN30,000 - NGN300,000
Loan period 91 to 365 days
Loan interest rate 12% - 30%
Loan service fee 6% to 24%
Registration conditions You just need to be 18 years old
Payment support Bank payment
5
2036
0
LendMax
Loan Amount From ₦1,000 – ₦500,000
Loan Term From 91 days – 180 days
Interest Rate Annual Percentage Rate (APR) from 12% to 33%
Service Fees Service fees may apply depending on the loan profile
Eligibility Requirements Legal resident of Nigeria, 18 years old or above
Repayment Support Payment can be made via bank account or e-wallet
5
2062
0
Hiwallet
Loan Amount From ₦2,000 – ₦500,000
Loan Term From 61 days to 180 days
Interest Rate APR from 36% to 300%
Service Fee No service fee, 100% free
Eligibility Requirements 18 years old or above, residing in Nigeria
Repayment Support Payment by bank transfer
5
2056
0
Oklin Credit
Loan Amount From ₦10,000 to ₦800,000
Loan Term From 90 to 270 days
Interest Rate Daily interest rate from 0.2%
Loan Service Fee Service fee is free
Eligibility Requirements Nigerian residents aged 18 to 70
Repayment Support 24/7 customer support via email
5
2050
0
NairaCup
Loan Amount ₦8,000 - ₦800,000
Loan Term 91 to 365 days
Interest Rate 18.5% - 36,5%
Service Fee 2% of the loan
ligibility Requirements For customers aged 20 and above.
Repayment Support Bank and e-wallet payments
5
2046
0
PadiCredit
Loan amount 2.000 ₦ đến 600.000 ₦
Loan period 91 days – 120 days
Loan interest rate Daily interest rate from 0.05% to 0.08%
Loan service fee Free
Registration conditions 18 years old
Payment support Payment via bank transfer
5
2072
0

Top Best Loan Apps

All
5
0
GogetCredit
  • Loan amount
    From ₦5,000 – ₦200,000
  • Loan term
    From 90 – 360 days
  • Interest rate
    Up to 30% per year
  • Service fee
    May apply depending on loan
  • Eligibility
    Ages 20–60, Nigerian citizens
  • Disbursement
    Fast transfer to registered bank card
5
0
Sunbay Credit
  • Loan amoun
    10,000 – ₦1,500,000
  • Loan term
    From 90 days up to 720 days
  • Fire Loan interest rate
    APR: 80.3% – 87% annually
  • Loan service fees
    ₦1000
  • Registration requirements
    Provide your personal phone number
  • Payment support
    Online payment
5
0
Crednow
  • Loan amoun
    ₦20,000 - ₦300,000
  • Loan term
    61 - 360 days
  • Fire Loan interest rate
    Maximum annual interest rate:30%
  • Loan service fees
    Approximately ₦800
  • Registration requirements
    The borrower must be a Nigerian citizen
  • Payment support
    Payment via bank account
5
0
JARA CASH
  • Loan amoun
    ₦2,000 to ₦1,200,000
  • Loan term
    91 to 360 days
  • Fire Loan interest rate
    Annual rate of return (APR) ranges from 20% to 30%.
  • Loan service fees
    6% to 24%
  • Registration requirements
    Have a valid bank account
  • Payment support
    Payment via bank account