Oklin Credit

PIVOTALIZ INNOVATION LIMITED

2047

Loan Amount

From ₦10,000 to ₦800,000

Loan Term

From 90 to 270 days

Interest Rate

Daily interest rate from 0.2%

Loan Service Fee

Service fee is free

Eligibility Requirements

Nigerian residents aged 18 to 70

Repayment Support

24/7 customer support via email

Apply Now

Updated Date:

Mar 3, 2026

Downloads:

500K+

Version:

1.0.9

Support:

Android 7.0 and up

Release Date:

May 6, 2025

Size:

26MB

Email:

[email protected]

Website:

https://www.pivotaliz-innovations.com

Working hours:

Monday - Sunday (Open 24/7)

Address:

PLOT 813C, Gwarimpa, Abuja, FCT, Nigeria

Information

Registration Operating Area

Nigeria

Age Requirement

18 to 70 years old

Income Requirement

Open to both salaried employees and self-employed individuals

Phone Number Requirement

Valid Nigerian phone number

Repayment Method

Bank transfer

Document Requirements

Valid government-issued identification in Nigeria

Initial Loan Amount

From ₦10,000 (subject to credit assessment)

First Loan Interest Rate

Daily interest rate from 0.2%; APR from 73% per year

New Customer Benefits

Opportunity to receive higher limits and better rates by maintaining good repayment history

Loan Interest Rate

Daily interest rate from 0.2%; APR from 73% to 97% per year

Loan Term

From 90 to 270 days

Approval Time

Within minutes after completing registration

Loan Service Fee

Service fees may apply and are clearly disclosed before disbursement

Late Payment Fee

Late fees may apply according to the loan terms and conditions

Oklin Credit helps you unlock your personal credit limit to quickly withdraw cash for urgent needs in Nigeria. Beyond borrowing, you also have the opportunity to increase your credit limit over time through flexible mechanisms – so you can enjoy a higher limit, more competitive interest rates, and more comfortable repayment terms.

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The app operates 24/7, so borrowers don’t have to wait
Suitable for both salaried employees and self-employed individuals
Manage your finances right on your phone, with easy access via the app

How to apply for a loan on the app

Step 1: Download the Oklin Credit App on Android and fill in your personal information as instructed.

Step 2: Complete verification so the system can review and activate your credit limit in just a few minutes.

Step 3: Once approved, the funds will be disbursed directly into your account.

Borrowers who complete the simple registration steps or maintain a good repayment history may be automatically considered for a credit limit increase. Download OklinCredit and install the app today to receive attractive interest rate and credit limit offers.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.