Pivot Loan

KRESTON FINANCE LTD

2021

Loan amoun

10,000 naira to 500,000 naira.

Loan term

91 days to 180 days.

Loan interest rate

up to 24%

Loan service fees

Approximately 1-5%

Registration requirements

You just need to be 20 years old

Payment support

Bank transfer payments available nationwide

Apply Now

Version:

1.0.2

Support:

Android 7.0 and up

Updated Date:

Jul 25, 2025

Downloads:

100K+

Size:

42MB

Email:

[email protected]

Hotline:

+234 08171911979

Website:

https://www.pivotloan.store/privacy-policy.html

Working hours:

Monday - Friday (08:30 - 16:00)

Address:

7 Jobi Felle Road, Ikeja, Lagos State, Nigeria

Information

Registered Operating Area

App operates in Nigeria

Age Requirement for Registration

Applicants must be at least 20 years old

Income Requirement

Must be employed and have a monthly income

Phone Number Requirement

Must have a valid and active phone number

Payment Method

Fast repayment via bank transfer or e-wallets

Document Requirements

Valid national identification

First-Time Registration Loan Amount

Maximum first-time loan amount: 10,000 NGN

First-Time Loan Interest Rate

Interest rate for the first loan is 14%

New Customer Promotion

New customers may receive special offers

Loan Interest Rate

Up to 24%

Loan Term

91 days to 180 days

Approval Time

Loan approval is assessed based on each application

Loan Service Fee

Service fee: 1% – 5%

Late Payment Penalty

Penalty: 100 NGN per day

When you need urgent financial support, Pivot Loan offers a fast and efficient online lending solution. Thanks to an automated approval system powered by modern technology, your loan application can be assessed in a short time. As long as your information is complete and valid, you can receive approval results quickly without long waiting periods. Pivot Loan is a licensed lending institution regulated and supervised by FCCPC Nigeria, providing personal loan products that fully comply with Nigerian laws and financial standards.

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Why Choose Pivot Loan

Easy Registration No need to visit a physical branch. The entire loan process is completed online via your mobile phone, saving you time and effort.
Fast Approval Advanced data analysis and artificial intelligence support automated credit assessments, significantly reducing processing time.
Flexible Requirements Compared to traditional loans, Pivot Loan only requires basic information, making it suitable for a wide range of users.

With a simple application process, fast approval, and transparent loan terms, Pivot Loan is a reliable choice for those in need of timely financial support in Nigeria. If you are looking for a fast, accessible, and transparent online loan solution, Pivot Loan is a worthwhile option to consider.

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FAQ

Pivot Loan offers a maximum interest rate of 24% per year, equivalent to 0.0658% per day. Currently, there are no service fees or other hidden charges.

Pivot Loan uses encryption technologies and rigorous security measures to protect customers’ personal and financial data.

Late payments can incur regulatory fees and negatively impact your credit history. You should pay on time to avoid unwanted penalties.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.