Constant Cash
Loan amount
₦10,000 - ₦500,000
Loan term
90 days
Interest rate
21% per year
Service fee
₦600 - ₦1,000
Requirements
Old enough to apply for a loan
Loan disbursemen
Disbursement of loan through the bank
Constant Cash
Information
Operating Region
Operates in Nigeria
Age Requirement
Loan registration available from 18 years old
Income Requirement
Must have a stable monthly income
Phone Number Requirement
Must have a personal mobile phone number
Repayment Method
Loan repayment via bank account
Document Requirement
Only a valid personal ID is required
Initial Loan Amount
₦10,000 – ₦500,000
First Loan Interest Rate
12.25% per month
New Customer Promotion
New users enjoy the lowest interest rate
Standard Loan Interest Rate
21% per year
Loan Term
From 91 days to 180 days
Approval Time
Fast approval within a few minutes
Service Fee
Approximately 3% of the loan amount
Late Payment Penalty
Penalty applied according to app agreement
Need urgent cash to handle personal expenses? Constant Cash, operated by MAGNET LENDING LIMITED, offers instant loans of up to ₦300,000, with funds disbursed directly to your bank account within minutes after approval.
Why is Constant Cash trusted by so many users?
- No collateral required Loan approval is based on your credit profile no deposit, no guarantor needed.
- Flexible repayment terms Choose a loan period from 90 to 180 days, tailored to your financial capacity.
- 100% online process No paperwork, no face-to-face meetings. Everything from registration to disbursement is completed through the app.
- Fast disbursement Once approved, the loan amount is transferred instantly to your bank account with no waiting time.
- Maximum security Your personal information and financial data are fully protected and will never be shared without your consent.
How to get a loan with Constant Cash Just 3 steps
- Download the Constant Cash app on Google Play
- Register quickly, fill in basic information, and complete verification
- Receive funds directly into your bank account after approval
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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