Omanpesa
Information
Omanpesa provides users in Ghana with a reliable online loan solution offering high loan limits, fast processing times, simple loan conditions, and transparent information. The service is designed to promptly support personal financial needs, from daily living expenses to short-term and medium-term financial plans.

Simple Loan Application Process
- Download the Omanpesa app and register an account
- Fill in basic personal information and submit the application
- Apply for a loan online and receive quick approval
- Receive the loan amount directly into your personal account after approval
Commitment to Security and Privacy
Omanpesa uses advanced data encryption and security technology to ensure the highest level of protection for user information. We do not share personal data with any third party without the customer’s consent. Loan limits, repayment terms, and interest rates are determined based on each applicant’s individual profile. Borrow responsibly, use your money wisely, and repay on time to maintain a good credit history.
See More: The best quick loan apps in Ghana
Loan Calculator
Number of Loans
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Loan amounGHC 300 to GHC 30,000
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Loan term91 days - 180 days
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Fire Loan interest rate0.05% - 1.2% daily based on credit
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Loan service fees3% -8%of principal
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Registration requirementsThere is a main phone number
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Payment supportBank payment
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Loan amountFrom GHS 1,000 – GHS 4,800
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Loan periodMinimum 120 days, maximum 280 days
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Interest rateMaximum 30% per annum (APR)
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Service feeGHS 0 – no service fee, no management fee
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Loan requirements18 years old and above, valid ID card
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Loan disbursementAfter successful approval
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Loan AmountFrom GHS 200 to GHS 6,000
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Loan Term91 – 365 days, flexible repayment period
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Interest RateMaximum 26% per year (APR)
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Service FeesNo hidden fees, completely free.
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Loan Requirements18 years old or above, Ghanaian citizen
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Loan DisbursementFast loan approval
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Loan amountFrom GHS 1,000 to GHS 5,000
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Loan termFrom 92 days to 180 days
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Interest rateFrom 12% to 26% per year
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Service feeApprox 5% origination fee
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EligibilityGhanaian citizens aged 18 years
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DisbursementFast disbursement after approval
