Sofi Loan
Loan amoun
PHP 1,000 to PHP 70,000
Loan term
Minimum of 91 days up to a maximum of 180days
Fire Loan interest rate
Up to 36%
Loan service fees
Free for the first customer
Registration requirements
Provide all required documents.
Payment support
Gcash - Maya
Information
Registered Operating Area
The service is available exclusively to users in the Philippines
Age Requirement
Applicants must be at least 18 years old
Income Requirement
Applicants must have a valid job or a stable source of income
Phone Number Requirement
A personal and active mobile number is required
Repayment Method
Fast and convenient repayment via GCash - Maya
Document Requirement
Only one valid government-issued ID is required
Initial Loan Amount
PHP 1,000 to PHP 70,000
Initial Loan Interest Rate
A preferential interest rate applies to first-time borrowers
New Customer Benefits
New applicants enjoy a more flexible and streamlined approval process
Loan Interest Rate
Up to 36%
Loan Term
91 days to 180days
Approval Time
Loan applications are reviewed and processed within the same day
Loan Service Fee
Free
Late Payment Fee
Penalty: PHP 200 per day
Sofi Loan, a quick loan app designed to help users in the Philippines access short-term financing easily, safely, and without collateral, is a great option. With a streamlined application process and automated system, Sofi Loan allows you to receive funds quickly without waiting or complicated procedures.

Example Loan
With a loan of PHP 5,000 for 180 days, an interest rate of 10%/year, and a one-time service fee of 10%:
- Service fee: PHP 500
- Amount received: PHP 4,500
- Total interest: PHP 247
- Total amount to be repaid: PHP 5,247
- Average monthly payment: PHP 875
Simple application process
- Download the Sofi Loan app from Google Play
- Fill in the short application form
- Submit your application and wait for approval almost immediately
- Receive money into your chosen account after approval
- Complete the loan on time to qualify for a higher loan limit next time
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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