FT Lending
Loan amoun
₱2,000 ~ ₱30,000
Loan term
120 days ~ 180 days
Fire Loan interest rate
Maximum APR: 36%
Loan service fees
Free
Registration requirements
Must be 19 years of age or older
Payment support
Pay online via bank transfer or Maya
Information
Registered operating area
The service is currently available and operated in the Philippines.
Age requirement for registration
Loan applicants must be 19 years old or above.
Income requirement
Borrowers must have a stable monthly income of at least ₱3,000.
Phone number requirement
A valid phone number is required for registration and contact purposes.
Repayment method
Loans can be repaid via online bank transfers or electronic payment methods.
Document requirement
Applicants must provide a valid personal identification document along with proof of nationality.
Initial loan amount
Initial loan limits range from ₱2,000 to ₱30,000.
Initial loan interest rate
The first loan is subject to an interest rate of 17.9%.
New customer benefits
The first loan is interest-free for new customers.
Loan interest rate
The application applies a maximum APR of up to 36%.
Loan term
Flexible loan terms ranging from 120 days to 180 days.
Approval time
The review and approval process is usually completed within the same day.
Loan service fee
There is no service fee charged for each loan.
Late payment penalty
If payment is overdue, a ₱560 penalty will be charged for the first late payment.
FT Lending is a 100% digital financial platform that provides fast loan services with a clear process, no hidden fees, and short approval times. We are committed to delivering a safe, transparent, and user-friendly experience for every customer.

Loan Application Steps
- Download the FT Lending app and create an account
- Provide your personal information and upload images of your valid identification documents
- The system reviews your information and determines your credit limit
- Select the loan amount and carefully review the terms and associated costs
- Submit your loan request based on your needs
- Receive the funds once your loan is approved
FT Lending is dedicated to providing transparent, secure, and accessible financial solutions for users in the Philippines. With a fully online process, clear terms, and dedicated support, we help you manage your financial needs proactively without adding extra pressure.
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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