Beta Pesa

Sokohela Limited
5
2013
0
Icon Speed
Loan amoun
KES 5,000 - KES 5,000.00
Icon Speed
Loan term
From 91 to 360 days
Icon Fire
Fire Loan interest rate
Maximum annual interest rate of 24%
Icon Hand
Loan service fees
KES 800
Icon Cashback
Registration requirements
I am a Kenyan citizen
Icon Cashback
Payment support
M-PESA
Beta Pesa
Apply Now
Screenshot 1750
Beta Pesa
5
Version:
1.2.0
Support:
Android 6.0 and up
Updated Date:
Sep 18, 2025
Downloads:
500K+
Size:
48,23MB
Email:
[email protected]
Hotline:
+254 727634165
Website:
https://www.betapesa.com/
Working hours:
09:00 - 17:00 during workdays
Address:
MRJ4+77C, Nairobi, Kenya

Information

Registered Operating Area
The app currently supports customers in Kenya only
Registration Age Requirement
Users must be at least 20 years old
Income Requirement
Applicants must have a stable monthly income to ensure their ability to repay the loan
Phone Number Requirement
A valid personal phone number is required for registration and account verification
Repayment Method
Loans can be repaid quickly online via M-PESA.
Document Requirement
Applicants must provide all required documents as requested by the app during the registration process
First-Time Loan Amount
The initial loan limit ranges from KES 5,000 to KES 5,000.00.]
First Loan Interest Rate
A low interest rate of 18.6% per month applies to the first loan
New Customer Promotion
The first loan is interest-free for new customers
Loan Interest Rate
The annual percentage rate (APR) is approximately 24%.
Loan Term
Flexible loan terms range from 91 to 360 days
Approval Time
Loan applications are usually reviewed and responded to on the same day after all required information is submitted
Loan Service Fee
Yes. Service fees start from approximately KES 800, depending on the loan amount.
Late Payment Fee
In case of late repayment, a penalty of KES 560 per day will be charged.

Beta Pesa offers a convenient online lending service that helps you access financial support quickly, simply, and reliably. By registering on the app, verifying your identity, and providing basic personal information, your loan will be disbursed directly to your M-PESA account, allowing you to handle financial needs proactively and move forward with confidence.

Screenshot 1751

Key Features of Beta Pesa Credit

  1. Streamlined online process All steps are completed directly within the app no complicated paperwork or lengthy procedures required
  2. Fast approval An efficient verification system enables access to loans of up to KES 50,000 within a short time
  3. Direct M-PESA disbursement Funds are transferred straight to your M-PESA wallet for immediate use
  4. Flexible repayment terms Choose a repayment period that suits your finances, ranging from 91 to 360 days
  5. Competitive interest rates Annual interest rates up to 24%, ensuring reasonable and transparent borrowing costs

Data Privacy Security

Beta Pesa values ​​user privacy. We may collect certain device data such as approximate location and device ID to verify identity and assess creditworthiness. All data is encrypted, transmitted via secure HTTPS connections, and never shared with third parties without your consent.

See more:

Loan Calculator

Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000 $
Interest
70 000 $
Total Repayment
10 070 000 $
Annual Interest Rate
18 %
Apply Now

Number of Loans

Author: Sabiha Sathi
5
5
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.

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