AidaCredit

Ishiagu MFB

2026

Loan amount

From ₦4,000 to ₦2,000,000.

Loan term

Repayment required from 91 days to 12 months

Fire Loan interest rate

APR from 24% to 260% per annum

Loan service fees

4% of the loan

Registration requirements

For customers aged 18 and above

Payment support

Convenient online payment

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Version:

1.0.17

Support:

Android 6.0 and up

Updated Date:

Apr 20, 2026

Downloads:

1M+

Size:

55MB

Email:

[email protected]

Hotline:

+2347036554992

Website:

https://ishiagumfb.ng/aidacredit/

Working hours:

7:30 Am - 5:00 Pm

Address:

695, Idogwari, Abuja , Federal Capital Territory, Nigeria

Information

Registered Operating Area

The service currently supports users in Nigeria

Age Requirement

Applicants must be between 18 and 60 years old

Income Requirement

Borrowers must have a personal source of income to ensure repayment ability

Phone Number Requirement

A valid phone number is required to create and manage the loan profile

Payment Method

Loans are disbursed and repaid through online systems and banks

Document Requirements

Applicants are required to provide personal identification (ID)

Initial Loan Amount

The initial loan limit ranges from ₦4,000 to ₦2,000,000

Initial Loan Interest Rate

Preferential interest rate of 10% for the first loan

New Customer Promotion

Interest-free for the first loan within 7 days

Loan Interest Rate

APR ranges from 24% to 260% per annum

Loan Term

Repayment is required from 91 days to 12 months

Approval Time

oan applications are usually processed within 30 minutes

Loan Service Fee

4% of the loan amount

Late Payment Fee

A penalty of ₦800 per day is applied for late payments

Are you facing financial difficulties and still haven’t found a reliable loan app in Nigeria? AidaCredit is the right choice for you. With a simple, transparent, and strictly regulated lending process, AidaCredit provides fast financial solutions that help you take control of your spending plans.

AidaCredit is an instant personal cash loan application in Nigeria, licensed as a microfinance banking operator by the Central Bank of Nigeria. This means all lending activities are strictly regulated, ensuring safety, transparency, and data security for users.

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Why Choose AidaCredit?

100% online process fast registration and disbursement with no complicated procedures
Flexible repayment options, allowing you to manage your personal finances more effectively
Strict data security customer information is not shared with third parties without consent
Transparent pricing, with no hidden fees or additional transaction charges
Payment reminders, helping you avoid late payments and unexpected penalties.

How to Apply for a Loan with AidaCredit

Download the AidaCredit loan application
Register an account using your personal phone number
Provide basic information and submit a loan request
Receive the loan directly into your bank account.

See more:

FAQ

Each user is only allowed to have one active loan at a time.

Making payments on time helps you build a good credit record, which in turn increases your chances of being approved for higher loan amounts and better terms in future loans.

You can contact customer service via email or the in-app support channel for a quick response.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.