PesoMate
Loan amount
PHP 1,000 - PHP 50,000
Loan term
91 to 360 days
Interest rate
Annual Interest Rate: Up to 20% - 30%
Service fee
Up to 10%
Loan requirements
You just need to be a Filipino citizen
Payment support
Disbursement of loan through the bank
Information
Registered Operating Area
Philippines
Age Requirement
Applicants must be 20 years old or above
Personal Income Requirement
Applicants must have a job and a source of income
Phone Number Requirement
Provide a personal phone number to apply for a loan through the app
Repayment Method
Repayment via GCash and Maya
Document Requirement
A valid government-issued personal ID is required
Initial Loan Amount
Initial loan amount of PHP 1,000
First Loan Interest Rate
Interest rate of 12.6% per month
New Customer Benefits
Offers interest-free loan packages for new users
Loan Interest Rate
Annual Interest Rate: Up to 20% - 30%
Loan Amount Range
PHP 1,000 – PHP 50,000
Loan Term
From 91 to 360 days
Approval Time
Loan approval within 30 minutes
Loan Service Fee
Up to 3% – 10%
Late Payment Penalty
5% penalty on the initial loan amount
PesoMate is an online lending application designed to help users in the Philippines access fast, legal, and transparent financial solutions. With a fully digital process, PesoMate supports you in handling personal financial needs efficiently and with peace of mind.
Operator Information
- PESO 101 LENDING SERVICE INC.
- SEC Registration No.: CS201919921
- Certificate of Authority: No. 3183
The company is legally licensed by the Securities and Exchange Commission of the Philippines (SEC) to operate lending services. All loan products comply with current financial regulations, with a maximum APR of up to 30% per year.

Key Features
- Complete your loan application and receive approval results within minutes.
- Choose loan tenure and repayment schedule based on your financial capacity.
- Interest rates and loan fees are clearly disclosed with no hidden charges.
- Funds are transferred directly to your account once the loan is approved.
- Customer support is always available to assist users anytime.
Advantages of PesoMate
- Interest rates are regulated in accordance with legal requirements.
- Flexible loan terms from 91 to 360 days.
- Data protection using advanced encryption technology.
- Fast loan process with timely disbursement for urgent financial needs.
App Usage Guide
- Download and register a PesoMate account
- Enter the loan amount and select the loan tenure
- Wait for approval and receive disbursement
- Choose a repayment method (GCash, Maya) and repay on time
- Track and manage your loan directly within the app
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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