SoftMoney

Kenda Lending Limited

1980

Loan amount

GH₵ 100 – GH₵ 6,000

Loan term

From 91 days up to 180 days

Interest rate

(APR) up to 24% per year

Service fees

GH₵ 0 - No service fees

Eligibility

Legal Ghanaian citizens aged 20 and abov

Repayment

Monthly repayment through the SoftMoney app

Apply Now

Version:

1.3

Support:

Android 5.0 and up

Updated Date:

Jul 23, 2025

Downloads:

100K+

Size:

33MB

Email:

[email protected]

Website:

https://www.kendalendltd.site

Working hours:

Monday - Friday (8:00 AM - 7:00 PM)

Address:

58 Abiola Street 100271 Ikeja, Ghana

Information

Registration Operating Area

Ghana

Age Requirement for Registration

Legal Ghanaian citizens aged 20 and above

Personal Income Requirement

Applicants must have a stable source of income

Phone Number Requirement

Valid Ghanaian mobile phone number registered under the applicant’s name

Payment Method

Loan disbursement and repayment via supported local e-wallets or bank channels

Document Requirements

Valid identity documents issued in Ghana with accurate personal information

First-Time Loan Amount

From GH₵ 100 up to GH₵ 2,000 (subject to credit assessment)

First-Time Loan Interest Rate

Preferential interest rate based on individual credit evaluation

New User Benefits

Opportunity to enjoy interest discounts or higher limits by maintaining good repayment behavior

Loan Interest Rate

Annual Percentage Rate (APR) up to 24% per year

Loan Limit

GH₵ 100 – GH₵ 6,000, determined by credit score

Loan Term

From 91 days to 180 days

Approval Time

Fast review, typically within 24 hours

Loan Service Fees

GH₵ 0 – No service or management fees

Late Payment Fees

May apply according to policy and will be clearly disclosed in the loan agreement

SoftMoney focuses on serving the working-class population in Ghana by offering loan packages with suitable limits, reasonable interest rates, and an optimized approval process. This helps citizens easily meet their daily financial needs as well as handle urgent situations.

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Soft Money App supports fast loan registration and credit evaluation based on individual credit scores, allowing users to access funds in a convenient and transparent manner.

Key upgrades of SoftMoney App

Interest rates are personalized based on credit profiles, with a maximum rate of 24% per year, significantly reducing repayment pressure.
Users with a good credit history have the opportunity to receive exclusive interest rate discounts.
A modern, intuitive, and interactive design that simplifies complex steps and delivers a smooth, user-friendly experience.

Download SoftMoney on Google Play today to apply for a quick loan and enjoy attractive interest rate offers tailored just for you. A safe and transparent financial solution designed for everyday needs. Have questions? The app’s support team responds within 24 hours.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.