EyoKash
Loan amount
NGN 3,000 to NGN 2,000,000
Loan term
From 91 days to 360 days
Interest rate
(APR): 10% to 33%
Service fee
NGN 300 - NGN 500
Eligibility
Customers must be at least 18 years old
Disbursement
Bank disbursement within 30 minutes
Information
Registered Operating Area
Operating in the Nigeria
Age Requirement
Applicants must be between 18 and 60 years old
Income Requirement
Proof of monthly income is required
Phone Number Requirement
Must have a personal phone number for loan verification
Repayment Methods
Bank transfer and e-wallet payment
Document Requirement
Valid personal ID required
First Loan Amount
Initial loan amount: NGN 3,000
Interest Rate for First Loan
Interest rate is above 10%
New Customer Benefits
Support for fast loan approval
Loan Interest Rate
Annual interest rate: 33%
Loan Amount Range
From NGN 3,000 to NGN 2,000,000
Loan Term
91 – 360 days
Approval Time
Same-day approval
Loan Service Fee
Maximum NGN 500
Late Payment Fee
Penalty applied according to loan agreement
EyoKash is an online personal lending platform designed for mobile users in Nigeria. The service operates 24/7 and is fully online with a simple process and minimal requirements. Once approved, the loan amount will be transferred directly to your bank account.

Why choose EyoKash?
- Fast approval with no long waiting time
- No collateral required
- Registration is based on personal usage and credit signal history
- Paperless process, 100% digital
- Funds disbursed directly to your linked bank account
- Multiple repayment methods available
- Your data will not be shared with third parties without your consent
How to apply for a loan with EyoKash
- Download the EyoKash app
- Register an account and provide accurate personal and banking information
- Submit your loan application
- Your application will be reviewed based on the information you provide
- After approval, the loan will be transferred to your bank account, such as: Access Bank, FirstBank, Zenith Bank, Union Bank of Nigeria, Diamond Bank, Ecobank, Fidelity Bank
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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