AyaLend

Avanca Na Vida

1979

Loan Amount

From GHS 200 to GHS 6,000

Loan Term

91 – 365 days, flexible repayment period

Interest Rate

Maximum 26% per year (APR)

Service Fees

No hidden fees, completely free.

Loan Requirements

18 years old or above, Ghanaian citizen

Loan Disbursement

Fast loan approval

Apply Now

Updated Date:

Feb 4, 2026

Downloads:

100K+

Version:

1.1.5

Support:

Android 5.0 and up

Release Date:

Aug 1, 2025

Size:

26,4MB

Email:

[email protected]

Hotline:

+233 553 408 479

Website:

https://www.avancanavida.co

Working hours:

Monday - Sunday (Open 24/7)

Address:

P. O. Box 494, Weija-Accra, Ghana

Information

Registered Operating Area

Ghana

Registration Age Requirement

Applicants must be 18 years old or above

Personal Income Requirement

Stable source of income preferred (salary, business, or self-employment)

Phone Number Requirement

Valid Ghanaian mobile phone number registered in the applicant’s name

Repayment Method

Repayment via mobile money / e-wallet

Document Requirements

Valid government-issued ID (Ghana Card, Passport, or Voter ID)

Initial Registration Loan Amount

From GHS 200 (subject to approval)

First Loan Interest Rate

Up to 26% APR, depending on credit assessment

New User Benefits

Special offers and preferential terms for new users

Loan Interest Rate

Maximum 26% per year (APR)

Loan Limit

From GHS 200 to GHS 6,000

Loan Term

91 – 365 days

Approval Time

Fast approval, usually within minutes

Loan Service Fees

Included in APR, no hidden fees

Late Payment Fees

Charged according to the loan agreement and applicable regulations

AyaLend is your trusted financial companion when you need urgent cash in Ghana. With a friendly and easy-to-use interface, you can apply for a loan safely and transparently in just a few minutes. In addition, the app is developed by Avanca Na Vida and provides legally compliant services in Ghana.

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Key Advantages of the AyaLend App

Borrow money anytime, anywhere using just your mobile phone.
Flexible loan amounts tailored to your needs and financial capacity.
No hidden fees—all terms and conditions are clearly disclosed from the start.
Your personal data is strictly protected and kept secure.

Whether it’s an emergency expense or an unfinished personal plan, AyaLend App is always ready to help turn your needs into reality. A streamlined process ensures fast approval and timely disbursement, delivering a simpler loan experience than ever before. Register today and unlock new financial opportunities.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.