Bora Credit
Loan amount
From 500 Ksh to 50,000 Ksh
Loan term
From 91 days up to 180 days
Interest rate
APR ranging from 36% to 72%
Service fee
Service fee is 100 (free).
Eligibility
Borrowers must be at least 18 years old
Loan disbursement
Fast disbursement via M-Pesa after approval
Information
Operating registration area
Kenya
Age requirement
Applicants must be at least 18 years old
Income requirement
A stable source of income is required
Phone number requirement
Active mobile number with M-Pesa support
Payment method
Repayment via M-Pesa
Document requirement
Valid national ID issued in Kenya
Initial loan amount
Starting from 500 Ksh
First loan interest rate
APR between 36% and 72%
New customer benefits
Zero service fees
Loan interest rate
APR 36% – 72%
Loan duration
91 to 180 days
Approval time
Fast approval, usually within a short time
Loan service fees
Service fee is 100 (free).
Late payment fees
Applicable according to system policies
Bora Credit is a fast and reliable loan application for people in Kenya. Borrowers can complete a simple loan registration process, receive quick approval, and enjoy convenient disbursement via M-Pesa.

BoraCredit is developed and managed by Ceres Tech Limited, helping users easily handle unexpected expenses. The app offers flexible loan limits, transparent fees, and a strong commitment to data security.
Simple loan application process
- Register using your M-Pesa number
- Enter your desired loan amount
- Wait for approval and receive funds quickly
- Repay on time to increase your loan limit
At the Bora Credit App, customer privacy and information security are always our top priorities. Your personal information will never be shared with third parties. If you need support or consultation, please leave a comment below the post and we will assist you as soon as possible.
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
Your Comment
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