FIS Credit

MALI LENDING CORPORATION
5
2005
0
Icon Speed
Loan amount
₱5,000 – ₱200,000
Icon Speed
Loan term
91 days – 180 days
Icon Fire
Interest rate
Fluctuating by 11.65%
Icon Hand
Service fee
2% of the loan
Icon Cashback
Loan requirements
As a Philippine citizen
Icon Cashback
Payment support
Receive loan through bank account
FIS Credit
Apply Now

Information

Registered Operating Area
Philippines
Age Requirement
Quick registration for users aged 18 and above
Income Requirement
Must have a monthly personal income to repay the loan
Phone Number Requirement
A valid phone number is required for loan verification
Repayment Method
Online repayment via e-wallets and banks
Document Requirement
A valid personal ID card is required
First Loan Amount
₱5,000 – ₱200,000
First Loan Interest Rate
Initial loan interest rate below 10%
New Customer Benefits
Preferential loan packages with the lowest interest rates
Loan Interest Rate
Around 11.65%
Loan Term
Flexible loan term from 91 days to 180 days
Approval Time
Loan approval completed within 25 minutes
Loan Service Fee
Approximately 2% of the loan amount
Late Payment Fee
First late payment penalty: ₱340

Welcome to FIS Credit  a personal unsecured loan solution designed to flexibly and safely support your everyday spending needs. With a simple application process and transparent approval, FIS Credit helps you access financial support more easily than ever before.

Advantages

  • Fast registration, 100% online: No collateral required, simple procedures, save you time
  • Transparent approval: Loan details, interest rates, and fees are clearly disclosed before confirmation
  • Flexible loan limits: Suitable for various short-term spending needs
  • Quick disbursement: Funds are transferred once the application is approved
  • Information security: Personal data is protected according to safety standards
  • Customer support: Email contact is available for consultation or assistance when needed

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Disadvantages

  • Relatively short loan term: Suitable for short-term borrowing, not yet optimized for long-term needs
  • Service fees apply: Fees are deducted upon disbursement; borrowers should consider the actual amount received
  • Interest rates depend on profile conditions: Not all users are eligible for the same interest rate
  • Valid document requirement: Applicable only to eligible citizens in accordance with regulations

With a focus on transparency, safety, and a customer-centric approach, FIS Credit not only provides fast loan solutions but also accompanies you in managing your finances effectively. Whether for short-term expenses or emergency situations, FIS Credit is always ready to support you responsibly. Start a smart loan today to take greater control of your financial future.

See more:

Loan Calculator

Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000 $
Interest
70 000 $
Total Repayment
10 070 000 $
Annual Interest Rate
18 %

Number of Loans

Author: Sabiha Sathi
5
5
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.

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