Foutou Credit

Riz espèces dev

2025

Loan amoun

GHS 800 - GHS 5,000

Loan term

92 days - 300 days

Fire Loan interest rate

APR: 15%-32%

Loan service fees

Free

Registration requirements

People of Ghana

Payment support

Link via bank card

Apply Now

Updated Date:

Mar 26, 2026

Downloads:

50K+

Version:

2.0

Support:

Android 8.0 and up

Release Date:

Nov 26, 2025

Size:

48MB

Email:

[email protected]

Hotline:

+233 0256123029

Website:

https://www.ricecash.info/foutoucredit/

Working hours:

9:30 am- 19:30 pm

Address:

Q228+RW7, Atebubu, Ghana

Information

Registered Operating Area

The service is available and operates throughout Ghana.

Age Requirement

Applicants must be at least 19 years of age to be eligible to register and apply for a loan.

Income Requirement

Applicants must demonstrate a minimum monthly income.

Phone Number Requirement

A valid personal mobile phone number is mandatory for loan registration and account verification.

Repayment Method

Loan repayments shall be made online through approved electronic payment channels.

Document Requirement

Applicants must provide valid and current personal identification documents.

First Loan Amount

The initial loan amount shall range from GHS 800 - GHS 5,000, subject to credit assessment and approval.

First Loan Interest Rate

A fixed interest rate of 20% shall apply to the first approved loan.

New Customer Benefit

New customers may select a loan product that best suits their financial needs, subject to eligibility.

Loan Interest Rate

The applicable annual interest rate shall be competitive and range between 15%-32% per annum, depending on credit evaluation.

Loan Term

The maximum loan repayment period shall be between 92 days - 300 days, as determined at the time of approval.

Approval Time

Loan applications are generally reviewed and processed within approximately 3 minutes.

Service Fee

No service fee shall be charged for the first loan application submitted through the mobile application.

Late Payment Fee

In the event of overdue repayment, a late payment penalty of GHS 300 per day shall be applied until the outstanding amount is settled

Foutou Credit is an online cash lending platform operating through a mobile app, providing fast, simple, and secure financial solutions to help users manage personal spending without collateral. When you need cash immediately, our digital lending platform allows you to apply and get approved entirely online through an intelligent automated system. No phone calls, no branch visits funds are transferred quickly to help you handle urgent situations in time. Loan amounts, interest rates, and repayment terms may vary depending on each borrower’s credit profile.

Screenshot 1633

Key Advantages of Borrowing with Us

No collateral required
Time-saving no need to visit an office
Minimal documentation only one valid ID is required
Increasing loan limits borrowers with good repayment history may receive higher limits on future loans

Don’t let urgent financial needs disrupt your plans. With our smart, transparent, and secure online process, we are always ready to support you when you need it most. Download the app today and experience a fast and reliable lending solution.

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FAQ

Loan repayments must be made online via approved electronic payment methods, as specified in the loan agreement.

Applicants must fully repay any existing loan before applying for a new one.

All personal and financial information is protected using advanced security and encryption measures, in compliance with applicable data protection regulations.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.