Gh Loans

Yob Tech Lending Company

1982

Loan amount

From GHS 1,000 to GHS 5,000

Loan term

From 92 days to 180 days

Interest rate

From 12% to 26% per year

Service fee

Approx 5% origination fee

Eligibility

Ghanaian citizens aged 18 years

Disbursement

Fast disbursement after approval

Apply Now

Version:

3.1

Support:

Android 8.0 and up

Updated Date:

Aug 13, 2025

Downloads:

1M+

Size:

28MB

Email:

[email protected]

Website:

+233 0538437960

Working hours:

7:30 AM - 8:00 PM (Weekdays)

Address:

Unnamed Road, Kumasi, Ghana

Information

Operating Region

Ghana

Age Requirement

Applicants must be 18 years old or above

Income Requirement

Must have a stable source of income

Phone Number Requirement

Valid Ghanaian mobile phone number

Repayment Method

Bank transfer or other supported digital payment methods

Document Requirement

Valid personal identification as required by the app

Initial Loan Amount

From GHS 1,000

First Loan Interest Rate

Starting from 12% APR

New User Benefits

Preferential rates and flexible terms for new users

Loan Interest Rate

Annual Percentage Rate (APR) from 12% to 26%

Loan Limit

Up to GHS 5,000

Loan Term

From 92 days to 180 days

Approval Time

Fast approval, usually within 24 hours

Loan Service Fee

Approx. 5% origination/service fee

Late Payment Fee

Late fees may apply according to loan agreement

GH Loans is a trusted financial companion for people across Ghana, delivering convenient loan solutions right on your mobile phone. With a simple registration on the app, you can easily receive a loan that fits your needs, no complicated paperwork or long waiting times.

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Quick Loan Application Guide

Step 1: Go to Google Play, search for GH Loans, and install the app on your Android phone.

Step 2: Open the app, register an account using your personal phone number, and complete basic identity verification as instructed.

Step 3: Choose your desired loan amount and repayment term, then review the interest rate and fees clearly displayed in the app.

Step 4: Submit your online loan application. Once approved, the funds will be disbursed quickly to your account.

Whether you need money for emergencies, personal expenses, bill payments, or investing in important life plans, GH Loans App is always ready to support you. An optimized approval process ensures fast decisions and timely disbursement, helping you stay in control of your finances.

Committed to transparency, clear interest rates, and dedicated customer service, the app offers a simple, stress-free borrowing experience. Download the app today and explore new financial opportunities with GHLoans, your trusted financial partner in Ghana.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.