Honey Loan
Loan amount
PHP 30,000
Loan term
Pay back in up to 364 days
Interest rate
Maximum 36%
Service fee
0%
Loan requirements
Ages 20 and above
Payment support
Loan disbursement within 30 minutes
Information
Registered Operating Area
Registration available for residents of the Philippines
Age Requirement
Borrowers must be between 20 and 60 years old
Income Requirement
Borrowers must have a source of income to ensure timely loan repayment
Phone Number Requirement
A personal phone number is required for loan registration
Repayment Method
Bank transfer, GCash
Identification Requirement
A valid personal ID is required to apply for the loan
Initial Loan Amount
From PHP 3,000 to PHP 5,000
Initial Loan Interest Rate
Starting from 9% per month for the first loan
New Customer Benefits
Fast loan disbursement within 30 minutes
Loan Interest Rate
Maximum annual interest rate up to 36%
Loan Limit
Maximum loan amount up to PHP 30,000
Loan Term
Loan duration from 90 days to 365 days
Approval Time
Loan approval within 1–2 hours
Loan Service Fees
No service fees charged
Late Payment Penalty
Late fee from PHP 300 to PHP 900
Honey Loan offers a convenient, transparent, and reliable online lending solution — 100% online, fast registration, instant approval, and flexible disbursement anytime, anywhere. Honey Loan is operated by DYNINNO FINTECH HOLDING LIMITED., a legally licensed lending company authorized by the Philippines SEC (PSEC), ensuring full compliance with all applicable laws and regulations.
Legal Information & Operating Entity
- Company Name: DYNINNO FINTECH HOLDING LIMITED
- Brand Name: Honey Loan (operating together with Well Cash)
- PSEC Registration Number: 2021030009095-02
- Certificate of Authority (CA): No. 3427

Key Highlights of Honey Loan
- Simple Registration Complete the application in just 7 minutes on your mobile phone
- Fast Disbursement Receive funds via GCash, Maya, or bank transfer
- Easy Management Track your loan details and repayment schedule directly within the app
- Security & Compliance Fully compliant with the Personal Data Protection Act
Simple Loan Process
- Submit Application – Fill in your information in just a few minutes
- Verification & Approval – Takes only 2–3 minutes
- Receive Funds – Funds are disbursed instantly to your selected method
Honey Loan is not just a fast financial solution but also a trusted companion when you need timely support. With a transparent process, quick approval, and secure, legally licensed services, Honey Loan makes borrowing easier than ever before.
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
Your Comment
Top Best Loan Apps
All
0
-
Loan amountPHP 30,000
-
Loan termPay back in up to 364 days
-
Interest rateMaximum 36%
-
Service fee0%
-
Loan requirementsAges 20 and above
-
Payment supportLoan disbursement within 30 minutes
0
-
Loan amoun₱8.000 – ₱180.000
-
Loan term90 -180 days
-
Fire Loan interest rateMaximum Annual Percentage Rate: 36%
-
Loan service feesDaily interest rate: 0.1%
-
Registration requirementsHave a valid bank account
-
Payment supportPayment via e-wallets
0
-
Loan amounPHP1,000 - PHP100,000
-
Loan term95 days to 180 days
-
Fire Loan interest rate31% per year
-
Loan service feesFree
-
Registration requirementsI have a personal phone number
-
Payment supportBank transfer
0
-
Loan AmountFrom ₱2,000 – ₱50,000
-
Loan TermFrom 91 days to 180 days
-
Interest RateAPR ranging from 10% to 20%
-
Service FeeUp to 10% of the loan amount
-
Eligibility RequirementsMust be a Philippine citizen with a valid ID
-
Repayment MethodsE-wallets and convenience stores
