Napaka Tala

DSNC LENDING INVESTOR, INC

2016

Loan amount

₱2,000 – ₱60,000

Loan term

91 – 180 days

Interest rate

Max 18-25% per annum

Service fee

₱200 - ₱2,000

Loan requirements

Filipino citizens, 18 years of age or older

Payment support

Loan disbursement on the same day

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Version:

1.0.1

Support:

Android 6.0 and up

Updated Date:

Feb 11, 2026

Downloads:

10K+

Size:

51,23MB

Email:

[email protected]

Hotline:

+639855468654

Working hours:

Monday–Sunday, 9:00 AM–6:00 PM

Address:

OSMENA COR. QUEZON , CITY OF TAGUM (Capital), DAVAO DEL NORTE, REGION XI (DAVAO REGION)

Information

Registered Operating Area

Philippines

Age Requirement

Applicants must be at least 18 years old

Personal Income Requirement

Applicants are required to have a stable monthly personal income

Phone Number Requirement

Loans are applied for directly through the app using a mobile phone

Repayment Method

Users can repay their loans via GCash and Maya

Document Requirement

Valid documents are required as requested by the application

Initial Loan Amount

The initial loan limit ranges from ₱2,000 to ₱10,000

First Loan Interest Rate

The interest rate for the first loan ranges from approximately 2% to 18% per month

New Customer Benefits

New customers receive instant loan disbursement

Loan Interest Rate

The applicable interest rate is capped at 18%–25% in accordance with regulations

Loan Amount Range

Loan amounts range from ₱2,000 to ₱60,000

From 2,000 to 50,000 PHP

Flexible loan terms from 91 to 180 days

Approval Time

Loan applications are usually approved within 2 hours

Loan Service Fee

Service fees range from ₱200 to ₱2,000 depending on the applicant’s profile

Late Payment Fee

A late payment penalty of ₱200 to ₱800 per day will be applied

Napaka Tala – Fast loans, take control of your finances every day. Borrow money anytime, anywhere with Napaka Tala – a trusted online lending partner in the Philippines. A flexible financial solution for urgent needs, featuring a fully digital process that is transparent and secure.

Main Features of the Napaka Tala App

1. Online Loan Application

Fast approval & disbursement
Automatic loan application evaluation system
Quick approval after submitting a request
Funds are disbursed directly to a bank account or e-wallet

2. Detailed Loan Information Display

Clearly view loan amount, interest rate, and total repayment
Transparent repayment schedule and loan duration
All terms and conditions are shown before loan confirmation

Screenshot 1933

3. Loan Management & Repayment

Track loan status in real time
Support for on-time repayment or early repayment with no penalty
Payment reminders to help avoid late fees

4. User Data Security

Data encryption using advanced security technology
Protection of personal and financial information
Strict compliance with data protection policies

FAQ

The Napaka Tala app allows loan applications 24/7, with no time limit.

The entire process is done online via the application.

The application uses secure encryption technology to protect user data.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.