Raha Pesa
Loan Amount
From 5,000 Ksh to 500,000 Ksh
Loan Term
Flexible from 91 days to 180 days
Interest Rate
APR from 16% to 34%
Service Fees
Transparent fees with no hidden charges
Eligibility Requirements
Kenyan citizens aged 18 to 55
Repayment Support
Easy repayment via M-Pesa
Raha Pesa
Information
Registration Area
Kenya (nationwide coverage)
Age Requirement
From 18 to 55 years old
Income Requirement
Stable income accepted
Phone Number Requirement
Valid Kenyan phone number linked to M-Pesa
Payment Method
Disbursement and repayment via M-Pesa
Document Requirements
No complex paperwork, no collateral required
First-Time Loan Amount
From 5,000 Ksh (loan limit increases with good repayment history)
First-Time Loan Interest Rate
APR from 16% to 34%
New Customer Benefits
Preferential interest rates and suitable limits for first-time borrowers
Loan Interest Rate
Transparent APR from 16% to 34%
Loan Term
Flexible from 91 to 180 days
Approval Time
Fast approval, usually within minutes
Service Fees
Clearly disclosed fees shown before loan confirmation
Late Payment Fees
Applied according to policy and transparently stated in the loan agreement
Raha Pesa is a fast and flexible loan application designed for people in Kenya. The app operates with a 100% digital process, offers instant disbursement via M-Pesa, and features transparent interest rates. RahaPesa helps you stay financially in control whenever you need it most, operating 24/7.
- Register, receive funds, and repay using just your mobile phone.
- Money is transferred directly to M-Pesa, with funds received within 30 minutes.
- Need a loan at night or on weekends? No problem.
- On-time repayments help you build a better credit history.
- RahaPesa adjusts repayment plans to suit your needs.
- People across all regions of Kenya can easily apply for a loan.
Need consultation or want to apply for a loan today? Contact the RahaPesa team for detailed guidance. Download and install the Raha Pesa App from Google Play, complete your registration in just a few minutes, and enjoy fast, safe, and convenient disbursement directly on your mobile phone.
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Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Wena Rose De Leon
I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.
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