RiteCredit
Loan amoun
GHC 1,000 to GHC 10,000
Loan term
91 to 365 days
Fire Loan interest rate
Max APR: 25%
Loan service fees
3%-7% depending on your profile
Registration requirements
Customers who borrow money must be over 18 years old
Payment support
Payment via bank
Information
Registered Operating Area
Ghana citizen
Age Requirement
Applicants must be between 18 and under 60 years old
Income Requirement
Must have a stable monthly income
Phone Number Requirement
Must provide a valid personal phone number
Repayment Method
Supports bank transfer repayment
Document Requirement
Valid national ID card
Initial Loan Amount
Initial loan of GHC 1,000
Initial Loan Interest Rate
First loan interest rate: 12%
New User Benefits
Fast loan approval for new customers
Loan Interest Rate
Annual interest rate (APR): 25%
Loan Term
91 to 365 days
Approval Time
Within 30 minutes
Service Fee
Approximately 3% of the loan amount
Late Payment Penalty
GHC 100 per day
RiteCredit is a safe and reliable digital credit platform developed specifically for users in Ghana. The application provides flexible access to credit limits, allowing you to withdraw funds whenever needed and manage repayments according to your financial capacity. With advanced data security systems and an intuitive user interface, RiteCredit helps you manage your personal finances easily, transparently, and with peace of mind.

Registration Process
- Download the RiteCredit app from the Google Play Store
- Register an account using your personal phone number
- Provide complete personal and financial information as required
- Submit your application and wait for credit limit approval
- Withdraw funds when needed and repay flexibly within the approved credit limit
RiteCredit is fully committed to protecting users’ personal information. Your data will never be shared with any third party without your consent, except for legally authorized lending partners.
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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