Zigwe Loans

NECTAR MICRO-CREDIT LIMITED

2014

Loan Amount

From 600 GHS to 5,000 GHS

Loan Term

From 120 days to 360 days

Interest Rate

Annual interest rate from 13% to 30%

Loan Service Fees

Fees are calculated transparently with no hidden charges

Eligibility Requirements

Legal resident of Ghana; aged 20–65

Repayment Support

Flexible repayment options via bank transfer

Apply Now

Version:

1.3

Support:

Android 7.0 and up

Updated Date:

Oct 30, 2025

Downloads:

100K+

Size:

31MB

Email:

[email protected]

Hotline:

+233 0502166166

Website:

https://www.omansika.online

Working hours:

7:30 AM - 8:00 PM (Monday - Friday)

Address:

HNO C702/3 Nyanyo Link Asylum Down Accra -Ghana

Information

Registration Operating Area

Ghana

Age Requirement for Registration

From 20 to 65 years old

Income Requirement

Must have a stable and fixed source of income

Phone Number Requirement

Valid and active Ghana phone number

Payment Method

Bank transfer / Personal e-wallet

Document Requirements

Valid Ghana National ID

First-Time Loan Amount

600 GHS – 5,000 GHS

First-Time Loan Interest Rate

From 13% per year (subject to approval)

New Customer Benefits

Preferential interest rates for first-time borrowers

Loan Interest Rate

From 13% – 30% per year

Loan Term

From 120 – 360 days

Approval Time

Fast online review and approval

Loan Service Fee

Included in the interest rate, transparent and stated in the contract

Late Payment Fee

May apply according to loan agreement terms

Zigwe Loans is an online lending platform designed to help users in Ghana access funds quickly with high loan limits, a simple application process, and reliable security. The app is suitable for short- and medium-term financial needs, from personal expenses to flexible cash flow management, all conveniently handled right on a mobile phone.

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The ZigweLoans App is committed to cost transparency, with no hidden fees, enabling borrowers to plan their finances clearly from the very beginning. The loan registration process is simple and includes the following steps:

Simple loan process on your phone

Just a few easy steps to get started:

Download the Zigwe Loans App from Google Play or the official website and register an account. Fill in basic personal information and submit your application.
Apply for a loan online and wait for fast approval. Once approved, the funds are transferred directly to your bank account, (From 30 minutes to 2 hours)

The entire registration process at ZigweLoans is optimized to save time, with no complicated procedures. The approved loan amount, term, and interest rate are determined based on each applicant’s specific profile. Borrowers should carefully assess their financial needs, choose a suitable loan, and plan their spending responsibly to avoid overdue repayment pressure.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.