Terms Of Use

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Welcome to PesoLending.com. By accessing and using this website, you agree to fully comply with the following Terms of Use (“Terms”). Please read them carefully before continuing to use our services.

PesoLending.com is a platform that archives and consolidates information about online loan applications operating in multiple countries, including the Philippines, Nigeria, Uganda, Kenya, Zambia, Tanzania, and Ghana. The website is independently developed and operated under the sponsorship of KWIKLOAN LENDING CORP., a legally recognized lending company registered with the Philippine Securities and Exchange Commission (SEC) under Registration Number CS201720848.

1. Purpose of the Website

PesoLending.com is designed to provide users with:

  • General, objective, and updated information on legal loan applications in each country.

  • Verified and secure download links that do not contain malware or harmful software.

  • User guides, registration procedures, loan requirements, interest rates, and related terms.

  • Reviews and feedback from the lending community.

  • Tips, advice, and risk warnings when borrowing money online.

  • A permanent archive of loan applications, including those that have already ceased operations.

2. Acceptance of the Terms

By continuing to access the website, you confirm that:

  • You have read, understood, and agreed to comply with these Terms.

  • You meet the legal age requirements in your country to access financial information.

  • If you disagree with any part of these Terms, please discontinue use of the website.

3. Accuracy of Information

PesoLending.com gathers information from transparent, public, and reliable sources. Our administrative team (including Sabiha Sathi and Wena Rose De Leon) reviews and presents information as clearly as possible.

However:

  • We do not guarantee that all information is always accurate, complete, or updated in real time, though we strive to maintain up to 99% accuracy.

  • Interest rates, loan requirements, policies, and the operations of apps/e-wallets may change without prior notice.

  • Users are responsible for verifying the latest details on the official websites of each loan application.

4. Not a Lending Institution

PesoLending.com:

  • Does not represent any lending company.

  • Does not review loan applications, approve loans, disburse funds, collect payments, or provide financial assistance.

  • Is not responsible for any borrowing decisions made with third-party lenders.

All loan transactions occur strictly between the user and the respective lending organization.

5. Third-Party Links

The website may contain:

  • Download links for applications (APK, App Store, Google Play).

  • Links to financial institutions or lending companies’ websites.

We do not control the content, security, policies, or operations of third-party websites or applications.
By accessing such links, you accept full responsibility for any associated risks.

6. Safety Commitment

PesoLending.com only publishes:

  • Verified and trustworthy download links to help users feel more confident.

  • Applications that are safe, legal, and free from viruses, malware, or data-stealing tools.

7. Intellectual Property Rights

All content, including:

  • Text, articles

  • Images, graphics

  • Interface design, layout

  • Analytical and compiled data

…belongs to PesoLending.com or KWIKLOAN LENDING CORP., unless otherwise noted.

You may not copy, modify, distribute, or exploit any content for commercial purposes without prior written consent.

8. Limitation of Liability

PesoLending.com is not responsible for:

  • Financial losses arising from loans obtained from any third party.

  • Inaccurate information resulting from changes made by loan applications without notice (though we attempt to update daily if third parties change their data).

  • Undesirable experiences when using third-party apps.

  • Risks from software downloaded outside of the links provided by PesoLending.com.

You are solely responsible for your financial decisions and actions.

9. User Rights and Obligations

By using PesoLending.com, you agree to:

  • Not use the website for fraud, financial manipulation, or harm to others.

  • Not disrupt or damage the website’s functionality.

  • Not collect other users’ data illegally.

We reserve the right to restrict access if any violations are detected.

10. Changes to the Terms

PesoLending.com may update, modify, or supplement these Terms at any time without prior notice. The latest version will always be published on the website.

11. Contact Information

If you have questions, feedback, or need assistance, please contact us:

Email: [email protected]
Website: https://pesolending.com

Working Hours: Monday – Friday, 9:00 AM – 6:00 PM (local time)

Address: 4RWV+34P, Gomez Street, Ozamiz, Misamis Occidental, Philippines

12. Legal Compliance

These Terms are governed by:

  • The laws of the country from which the user accesses the website

  • Relevant Philippine laws, as KWIKLOAN LENDING CORP. is legally registered in the Philippines

Any disputes will be resolved through negotiation first, before seeking intervention from authorized legal bodies.

Conclusion

By accessing PesoLending.com, you acknowledge and agree to all provisions of these Terms of Use. We remain committed to delivering honest, transparent, and secure information to help users make informed and responsible financial decisions.