GoldCredit
Information
GoldCredit is a new-generation online lending application in Uganda, developed to provide users with fast and secure financial solutions. Instead of complicated procedures and long waiting times, the app applies modern data analytics technology and intelligent evaluation algorithms to significantly shorten the approval process, allowing users to access funds in a very short time.

Gold Credit is not just a loan application, but also a flexible financial support tool that helps you proactively handle urgent needs—from daily living expenses, education, and small business activities to important personal plans.
How to apply for a loan quickly
- Download the GoldCredit App from the Google Play Store. The application is designed to be suitable for a wide range of users.
- Register an account using your mobile phone number and verify it via an OTP code. Once the code is confirmed successfully, your account will be activated.
- Complete all required information for your loan profile and choose the loan product that best matches your personal needs.
Gold Credit is an ideal choice for those who need fast and flexible financial support. Whether you are facing an emergency or need additional capital to carry out personal plans and future goals, GoldCredit can meet your needs effectively. Download the app and apply for a loan today.
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Loan Calculator
Number of Loans
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Loan amount50.000 UGX - 1.000.000 UGX
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Loan term90 days – 180 days
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Loan interest rate3.7% - 4.3%
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Loan service fee2%
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Eligibility requirementMust be of legal age
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Repayment supportE-wallet payment
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Loan amountUGX 50,000 – UGX 800,000
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Loan TenureFrom 61 days to 180 days
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Loan Interest RateDaily interest rate starting from 0.1238%
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Loan Service FeesNo prepayment fees
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Eligibility RequirementsApplicants must be at least 20 years old
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Repayment SupportMTN Mobile Money, Airtel Money,...
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Loan amountUGX 30,000 – UGX 2,000,000
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Loan termFrom 80 days to 180 days
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Interest rateDaily interest rate from 0.1% to 0.6%
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Service feeNo additional service fees other than interest
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EligibilityApplicants aged 18–60 with valid identification
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Repayment supportOne-time repayment at maturity
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Loan AmountFrom UGX 10,000 to UGX 1,000,000.
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Loan TermOver 90 days, up to 360 days
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Interest RateAnnual APR from 14% to 32%.
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Service FeesNo collateral required
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EligibilityUgandan citizens aged 18–60
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Repayment SupportLoans and repayments are made via e-wallet
