ULend
Loan amount
2.000 to 50.000 PHP
Loan term
91 to 365 days
Interest rate
Maximum APR interest rate: 18.25%
Service fee
Prices are transparent, with no hidden fees
Loan requirements
Filipino citizens, 18 years of age or older
Payment support
Loan disbursement on the same day
ULend
Information
Registered Operating Area
The application operates in the Philippines
Age Requirement
Applicants must be between 20 and under 60 years old
Personal Income Requirement
Applicants must have a regular personal income
Phone Number Requirement
Loan registration is completed using a mobile phone number
Repayment Method
Repayment via bank transfer and e-wallets
Document Requirement
A valid personal ID is required
Initial Loan Amount
Initial loan limit of 2,000 PHP
First Loan Interest Rate
Interest rate of 8% per month
New Customer Benefits
New users receive the best available loan limit
Loan Interest Rate
Applicable interest rate is 18.25%
Loan Amount Range
From 2,000 to 50,000 PHP
From 2,000 to 50,000 PHP
From 91 to 365 days
Approval Time
Loan approval within 1 day
Loan Service Fee
Free service and consultation fees
Late Payment Fee
Penalties apply according to application terms
ULend is a modern online lending platform that helps you access reliable financial support using just your mobile phone. Whether it’s for daily expenses, urgent needs, or personal purposes, ULend is always by your side anytime, anywhere.
Why ULend Is Trusted by Many Users
- Flexible loan limits Offers loan amounts tailored to various financial needs
- Simple process, fast registration Only a mobile phone is required. No collateral needed, with an easy and quick application process
- Clear interest rates, no hidden fees All costs are publicly disclosed and fully transparent
- Flexible repayment terms Allowing you to plan your finances proactively
- Absolute data security Personal information is protected using advanced encryption technology
ULend Loan Application Process
- Download the ULend app and create an account
- Provide the required personal information
- Submit your application and wait for credit approval
- Once approved, the funds will be transferred directly to your bank account
See more
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
Your Comment
Top Best Loan Apps
All
0
-
Loan amountPHP 30,000
-
Loan termPay back in up to 364 days
-
Interest rateMaximum 36%
-
Service fee0%
-
Loan requirementsAges 20 and above
-
Payment supportLoan disbursement within 30 minutes
0
-
Loan amoun₱8.000 – ₱180.000
-
Loan term90 -180 days
-
Fire Loan interest rateMaximum Annual Percentage Rate: 36%
-
Loan service feesDaily interest rate: 0.1%
-
Registration requirementsHave a valid bank account
-
Payment supportPayment via e-wallets
0
-
Loan amounPHP1,000 - PHP100,000
-
Loan term95 days to 180 days
-
Fire Loan interest rate31% per year
-
Loan service feesFree
-
Registration requirementsI have a personal phone number
-
Payment supportBank transfer
0
-
Loan AmountFrom ₱2,000 – ₱50,000
-
Loan TermFrom 91 days to 180 days
-
Interest RateAPR ranging from 10% to 20%
-
Service FeeUp to 10% of the loan amount
-
Eligibility RequirementsMust be a Philippine citizen with a valid ID
-
Repayment MethodsE-wallets and convenience stores