Ajomoni
Loan amount
₦10,000 – ₦1,000,000
Loan term
91 days to 365 days
Interest rate
5% – 36% per annum
Service fee
1% – 5% of loan amount
Requirements
19 years old
Loan disbursemen
Disbursement via bank account
Information
Registered Operating Area
Registration available in Nigeria
Age Requirement
Loan applicants must be 19 years old or above
Income Requirement
Must have a stable monthly income
Phone Number Requirement
Must provide a personal valid phone number
Repayment Method
Online bank transfer repayment
Document Requirement
Valid personal identification documents required
First Loan Amount
₦10,000 – ₦1,000,000
First Loan Interest Rate
Initial loan interest rate up to 22.14%
New Customer Benefits
Fast loan support with no additional fees
Loan Interest Rate
5% – 36% per annum
Loan Term
91 days to 365 days
Approval Time
Loan approval completed within approximately 3 hours
Loan Service Fee
Service fee ranging from 1% to 5%
Late Payment Fee
Late payment penalty: ₦1,000
When you need a safe and transparent financial solution, Ajomoni provides well-managed loans with reasonable interest rates, clearly disclosed costs, and a fully digital process. The application is designed to help users in Nigeria access funds quickly without requiring collateral.
Key Advantages of the Ajomoni App
- No collateral required
- 100% online process apply for and manage your loan directly within the app
- Transparent costs, fully displayed before loan confirmation
- High-level security, compliant with financial regulations in Nigeria

Download and Install the Ajomoni App
- Complete the basic registration information
- The system evaluates and makes a lending decision
- Receive funds immediately once the loan is approved
Compliance & Responsibility Commitment
- All fees are clearly disclosed before you accept the loan
- Service fees include processing and verification costs
- Early repayment is supported and may be eligible for fee reductions according to policy
- Compliant with Nigeria’s financial regulations and Google Play policies
See more:
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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