Amibillion
Information
AmiBillion is a direct lending app developed specifically for the Ugandan market. Built and operated by Amity Technologies Limited, it pursues a clear mission: to provide loan services that are reliable, secure, and easy to access. When you need urgent cash to handle immediate financial issues, the app helps you resolve them quickly, without unnecessary complexity or pressure.

With AmiBillion App, just a few taps on your phone give you access to loans of up to UGX 800,000. No collateral required, no travel needed, and no prepayment penalties. Everything is designed to save time and reduce stress for borrowers.
Who is AmiBillion App for?
- New mothers covering baby formula, postnatal care, and household expenses
- University students facing tuition pressure, daily expenses, or buying gifts for family
- Freelancers experiencing temporary cash-flow challenges
- Low-income workers managing living costs, children’s education, or home repairs
- Office workers with limited income needing money for daily necessities
If you find yourself in any of these situations, AmiBillion is ready to support you. The entire process is streamlined into three simple steps: Online registration → review → disbursement. AmiBillion focuses on loans with reasonable interest rates and transparent terms, helping you stay in control of your finances and avoid falling into high-interest debt cycles.
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Loan Calculator
Number of Loans
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Loan amount50.000 UGX - 1.000.000 UGX
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Loan term90 days – 180 days
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Loan interest rate3.7% - 4.3%
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Loan service fee2%
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Eligibility requirementMust be of legal age
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Repayment supportE-wallet payment
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Loan amountUGX 50,000 – UGX 800,000
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Loan TenureFrom 61 days to 180 days
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Loan Interest RateDaily interest rate starting from 0.1238%
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Loan Service FeesNo prepayment fees
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Eligibility RequirementsApplicants must be at least 20 years old
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Repayment SupportMTN Mobile Money, Airtel Money,...
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Loan amountUGX 30,000 – UGX 2,000,000
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Loan termFrom 80 days to 180 days
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Interest rateDaily interest rate from 0.1% to 0.6%
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Service feeNo additional service fees other than interest
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EligibilityApplicants aged 18–60 with valid identification
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Repayment supportOne-time repayment at maturity
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Loan AmountFrom UGX 10,000 to UGX 1,000,000.
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Loan TermOver 90 days, up to 360 days
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Interest RateAnnual APR from 14% to 32%.
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Service FeesNo collateral required
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EligibilityUgandan citizens aged 18–60
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Repayment SupportLoans and repayments are made via e-wallet
