ArcoCash
Loan amoun
GHC 300 to GHC 30,000
Loan term
91 days - 180 days
Fire Loan interest rate
0.05% - 1.2% daily based on credit
Loan service fees
3% -8%of principal
Registration requirements
There is a main phone number
Payment support
Bank payment
Information
Registered Operating Area
Available in Ghana
Age Requirement
Eligible applicants must be between 21 and under 65 years old
Income Requirement
Must have a job and a source of income
Phone Number Requirement
A personal mobile phone number is required
Repayment Method
Online payment or via e-wallets
Document Requirement
Must be a citizen with valid legal identification
First Loan Amount
GHC 300 – GHC 30,000
First Loan Interest Rate
Interest rate from 0.05% to 1.2%
New Customer Benefit
Service fee waiver for new customers
Loan Interest Rate
Annual Percentage Rate (APR): 24.33%
Loan Term
91 – 180 days
Approval Time
Very fast, approximately 1 hour
Service Fee
3% – 8% of the principal amount
Late Payment Fee
Late payment penalty: GHC 150 per day
ArcoCash is an online cash lending platform operating through a mobile application, offering fast, simple, and secure financial solutions that help users manage personal expenses without collateral. When you need cash immediately, our digital lending platform allows you to apply and get approved entirely online through an intelligent automated system. No phone calls, no branch visits funds are transferred quickly to help you resolve urgent financial situations in a timely manner.

Key Loan Features of ArcoCash
- 100% Online Loan Application Apply for a loan anytime, anywhere directly through the mobile app
- Smart Automated Approval The system evaluates applications using advanced technology, reducing approval time and increasing approval rates
- Once approved, loan funds are transferred directly to the user’s account within a short time
- Borrowers can choose loan amounts and repayment terms that match their needs and financial capacity
- Easy Loan Extension Loan extensions are supported directly within the app when users need more time to repay
- Transparent Loan Management Clearly displays loan amount, interest rate, applicable fees, due date, and repayment history within the app
- Automatic Repayment Reminders The system sends notifications before the due date to help users repay on time
- Customers with a good repayment history may be considered for higher loan limits and better offers on future loans
- Maximum Data Security Personal data and transactions are encrypted and protected in compliance with current security standards.
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Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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