CrediPera

GUL-ZARA LENDING INVESTOR CORP.

2065

Loan amoun

₱2,000 to ₱50,000

Loan term

91 to 365 days

Fire Loan interest rate

Maximum APR: 18.25%

Loan service fees

PHP 100

Registration requirements

Must be at least 18 years old

Payment support

Payment via Gcash - Maya

Apply Now

Version:

1.0.0

Support:

Android 5.0 and up

Updated Date:

Dec 3, 2025

Downloads:

50K+

Size:

56MB

Email:

[email protected]

Hotline:

+636576432236

Working hours:

Monday to Sunday, 9:00 AM – 6:00 PM

Address:

99C Buenconsejo Street, Mandaluyong, Manila, 1550, Philippines

Information

Registered Operating Area

The service is currently available only to customers residing in the Philippines.

Age Requirement

Applicants must be at least 18 years old.

Income Requirement

Applicants must have a monthly source of income

Phone Number Requirement

Borrowers must have a valid phone number to register for a loan

Repayment Method

Supports online payments and e-wallets such as GCash and Maya

Document Requirement

Applicants must provide valid legal identification documents

Initial Loan Amount

The first loan has a maximum limit of ₱2,000

Interest Rate for First Loan

An interest rate of 11% applies to the first loan

New Customer Promotion

Provides unlimited credit limit offers for new customers

Loan Interest Rate

Maximum APR: 18.25%.

Loan Term

From 91 to 365 days.

Approval Time

Applications are approved quickly, typically within 50 minutes

Loan Service Fee

Service fees start from PHP 100 or above

Late Payment Fee

In case of late payment, a penalty of PHP 400 per day will be charged

CrediPera is a digital lending platform developed to provide fast, secure, and reliable financial support for users in the Philippines. Whether you need to cover unexpected expenses or supplement your budget for personal plans, CrediPera allows you to access credit anytime, anywhere through a convenient mobile application.

Transparent and Clear Terms

Flexible loans tailored to user needs users can apply for loans suitable for various personal financial purposes.
Fast application via mobile app the entire process is completed online, with no collateral required and minimal paperwork.
Transparent and clear costs all fees are fully disclosed before you confirm your loan.
Personal data security crediPera applies encryption technology and advanced security measures in compliance with the Data Privacy Act of 2012, ensuring the safety of all user information.

Screenshot 1665

How to Register and Use CrediPera

Download the CrediPera app and create a user account
Provide personal information and valid documents as required
Submit a loan request and wait for the system’s credit assessment
Once approved, the loan amount will be transferred to your registered account

See More:

FAQ

Customers can apply for loans ranging from ₱2,000 to ₱50,000, depending on their credit profile.

The maximum annual interest rate is 18.25% approximately 0.05% per day. All fees are shown before loan approval.

You can pay online via bank transfer or directly within the app, according to your established installment schedule, and through e-wallets linked to the app.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.