DAVIVA

Pesakuu Credit Limited

1990

Loan amoun

KSh 1,000 - KSh 100,000

Loan term

61 days - 122 days

Fire Loan interest rate

30%

Loan service fees

They take about 2.1% of the account

Registration requirements

Just be Kenyan

Payment support

Online payment or M-PESA

Apply Now

Updated Date:

Dec 18, 2025

Downloads:

50K+

Version:

1.2.8

Support:

Android 7.0 and up

Release Date:

May 22, 2025

Size:

34.9MB

Email:

[email protected]

Hotline:

+254 111 053 510

Website:

https://daviva.ke/

Working hours:

8:10 Am - 5:15 Pm

Address:

National Bank Building, Southern Podium, 1st Floor, Harambee Avenue, Nairobi

Information

Registration Service Area

The service is currently available for users who register and operate within Kenya.

Minimum Age Requirement

Applicants must be at least 18 years of age to be eligible to apply for a loan through the application.

Income Requirement

Applicants are required to have a stable and regular source of income, whether from employment or business activities.

Mobile Phone Requirement

A valid personal mobile phone number is required for account registration and verification purposes.

Repayment Method

Loan repayments shall be made through a registered and verified bank account linked to the borrower’s profile.

Identification Requirement

Applicants are required to provide valid personal identification documents in order to complete the registration process.

Initial Loan Amount

The initial loan amount ranges from KES ,000 to KES 100,000, subject to credit assessment and approval.

Interest Rate for First Loan

The interest rate applicable to the first loan ranges between 9%, depending on the applicant’s credit profile.

New Customer Benefits

Loan applications submitted by new customers are subject to expedited review and approval procedures.

Applicable Interest Rate

The Annual Percentage Rate (APR) applied to loans shall be up to a maximum of 20 %, in accordance with applicable regulations.

Loan Tenure

The maximum loan repayment period is up to 210 days, as determined at the time of approval.

Approval Processing Time

Loan applications are typically reviewed and processed within the same business day.

Service Fee

A service fee of approximately 2,1% of the approved loan amount may be charged.

Late Payment Charges

In the event of late repayment, a penalty fee of KES 250 per day shall be imposed until the outstanding amount is settled.

Daviva provides a simple and reliable way to access personal loans quickly and securely. Whether you are facing an emergency or managing everyday expenses, Daviva offers an easy application process with flexible repayment options designed to suit your financial needs.

How It Works

Register Download the Daviva app and create your personal account.
Apply Complete a simple loan application form.
Get Approved Receive instant approval.
Receive Funds The loan amount is transferred directly to your M-PESA account.

Why Choose Daviva?

Fast Application Process Apply in just a few minutes with minimal paperwork.
Instant Disbursement Receive funds directly into your M-PESA account.
Safe & Transparent No hidden fees, clear terms, and fair interest rates.
Flexible Repayment Options Choose a repayment method that fits your financial situation.

Screenshot 1627

Repayment Methods

Via the Daviva mobile app
Through the Daviva website
Pay via Paybill
Account number: Your registered phone number

Note: Daviva does not charge a fixed late payment penalty. If repayment is delayed, interest will continue to accrue daily. Customers are encouraged to repay or extend their loans on time to avoid additional charges and to maintain a good credit history.

See More:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.