EZLoan
Loan amoun
₱ 10,000 - ₱ 90,000
Loan term
90 - 360 days
Fire Loan interest rate
Maximum APR: 16% - 60%
Loan service fees
Free for the first time
Registration requirements
Must be 19 years of age or older
Payment support
Pay online via bank transfer or Maya
Information
Registered operating area
Currently operating in the Philippines
Age requirement for registration
Borrowers must be at least 18 years old
Income requirement
Must have a job and generate income to be able to repay the loan
Phone number requirement
A phone number is mandatory
Repayment method
Online payment or e-wallet
Document requirement
Proof of citizenship with valid legal documents
Initial loan amount
First-time loan maximum of ₱10,000
Initial loan interest rate
Interest rate applied from 16%
New customer benefits
Interest-free loan for the first month
Loan interest rate
The app currently applies a rate of 16% – 60% per year
Loan term
Very flexible, from 90 to 360 days
Approval time
Processing time within 15 – 45 minutes
Loan service fee
Support fee up to ₱600
Late payment penalty
Penalty for the first late payment is ₱399
Welcome to EZLoan, an online lending platform that provides unsecured cash loans, helping customers access funds quickly, safely, and conveniently. The app is developed to support users’ flexible financial needs in a wide range of situations.

Advantages of EZLoan
- Fully online loan registration users can apply for loans anytime, anywhere through the EZLoan app
- Cash are approved based on personal profiles, loans helping reduce pressure and procedures for borrowers
- Flexible repayment terms loan tenors can extend up to 360 days, allowing users greater control over their financial plans
- The registration and evaluation process is optimized to shorten waiting time
- Legally operated entity EZLoan is developed by a company registered with the SEC and holding valid operating licenses, providing peace of mind for borrowers
- Transparent loan information interest rates, fees, and the total amount payable are clearly displayed before loan confirmation
Disadvantages of EZLoan
- The APR may reach up to 60%, making it more suitable for short-term loans or urgent needs
- In some cases, borrowers may not receive the full nominal loan amount upon disbursement
- Borrowers with poor credit history may be subject to higher interest rates
- Not suitable for low-cost long-term borrowing EZLoan is better suited for short- to medium-term financial needs and is not optimal for large, long-term loans with low interest rates
EZLoan aims to provide transparent, accessible loans that match customers’ real financial needs, helping you take greater control of your spending and personal financial planning.
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Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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