Jojo credit

MADA FIN LIMITED

2008

Loan amoun

TZS 100,000 to TZS 800,000

Loan term

100-300 days

Loan interest rate

APR12%-30%

Loan service fees

TZS 400

Registration requirements

Legal residents of Tanzania

Payment support

Online payment

Apply Now

Updated Date:

Apr 2, 2026

Downloads:

50K+

Version:

4.0

Support:

Android 8.0 and up

Release Date:

Dec 11, 2025

Size:

57,07MB

Email:

[email protected]

Hotline:

+255747216237

Website:

https://ayaapp.online/

Working hours:

Monday - Friday (08:30 - 16:00)

Address:

VCW5+CQ, Kisuke, Tanzania

Information

Registered Operating Area

Registration available in Tanzania

Age Requirement

Eligible age ranges from 18 to 65 years old

Income Requirement

Must be employed and have a source of income

Phone Number Requirement

Must provide a valid mobile phone number

Repayment Method

Online payment or direct payment via the application

Document Requirement

A valid personal ID is required

Initial Loan Amount

Loan amount ranges from TZS 100,000 to TZS 800,000

First Loan Interest Rate

Interest rate approximately 8% – 14% per month

New Customer Promotion

Unlimited loan offers for new customers

Loan Interest Rate

APR ranges from 12% to 30%

Loan Term

Flexible loan tenure from 100 to 300 days

Approval Time

Application review completed within 15 minutes

Loan Service Fee

Service fee ranges from TZS 40 to TZS 400

Late Payment Penalty

Late payment penalty of TZS 300 per day

Jojo Credit is a modern personal lending platform integrated with Artificial Intelligence to optimize the entire loan process. From automated application assessment and intelligent approval to loan management and repayment reminders, all operations are powered by advanced technology and supervised by a team of experts. With Jojo Credit, borrowing becomes safer, faster, and more reliable, giving you peace of mind when accessing funds whenever needed.

Why Choose Jojo Credit?

No collateral required, no complicated procedures
Simple application process, fully online
Fast approval with a high approval rate
Complete data security for worry-free usage

Screenshot 1766

How to Apply for a Loan

Download the Jojo Credit app from the official app store and create an account
Fill in your personal information and submit your application online
Select a suitable loan amount and repayment period
Once approved, the funds will be transferred directly to your e-wallet

Data Security Commitment

Jojo Credit not only provides financial solutions but also places the highest priority on user data security.
Our system uses bank-grade encryption technology to comprehensively protect personal and transaction data, allowing you to use our services with confidence and without concerns about information leakage.

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Sabiha Sathi

Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.