Kasente
Information
Kasente is a mobile lending application that provides emergency loans for individuals and small businesses in Uganda. With just a few simple steps, you can access flexible funding, gradually increase your credit limit, and gain more control over your business plans or urgent spending needs.

Loan application process on the Kasente App
Step 1: Download and install the Kasente application from Google Play or the official website.
Step 2: Grant the necessary data access permissions and register using an MTN or Airtel phone number.
Step 3: Complete all required KYC information, submit your loan application, and confirm the loan agreement.
If your application is approved, the funds will be transferred directly to your mobile money wallet. If it is rejected, you can review your information and apply again.
For credit assessment purposes, the Kasente App may collect information such as your full name, NIN number, phone number, address, income, emergency contacts, and certain device data (SMS, call logs, GPS, etc.). Data collection is carried out only with your consent. We wish you success in applying for a loan.
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Loan amount50.000 UGX - 1.000.000 UGX
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Loan term90 days – 180 days
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Loan interest rate3.7% - 4.3%
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Loan service fee2%
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Eligibility requirementMust be of legal age
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Repayment supportE-wallet payment
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Loan amountUGX 50,000 – UGX 800,000
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Loan TenureFrom 61 days to 180 days
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Loan Interest RateDaily interest rate starting from 0.1238%
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Loan Service FeesNo prepayment fees
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Eligibility RequirementsApplicants must be at least 20 years old
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Repayment SupportMTN Mobile Money, Airtel Money,...
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Loan amountUGX 30,000 – UGX 2,000,000
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Loan termFrom 80 days to 180 days
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Interest rateDaily interest rate from 0.1% to 0.6%
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Service feeNo additional service fees other than interest
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EligibilityApplicants aged 18–60 with valid identification
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Repayment supportOne-time repayment at maturity
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Loan AmountFrom UGX 10,000 to UGX 1,000,000.
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Loan TermOver 90 days, up to 360 days
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Interest RateAnnual APR from 14% to 32%.
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Service FeesNo collateral required
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EligibilityUgandan citizens aged 18–60
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Repayment SupportLoans and repayments are made via e-wallet
