Lairaplus
Information
Lairaplus provides users with a safe, fast, and convenient online lending solution that suits a wide range of financial needs. With transparency and credibility as its core values, Lairaplus is committed to fully protecting customers’ personal and financial information, giving you peace of mind throughout the registration and service usage process.

Quick and Simple Registration Process with Lairaplus
The entire loan application process is completed online using only a mobile phone. No complicated paperwork and no long waiting times. With just a few simple steps, you can access a suitable loan whenever you need it.
- Download the Lairaplus app from Google Play
- Register an account using your personal phone number
- Provide the necessary information for approval
Lairaplus applies advanced security technologies to protect users’ personal and financial data. Your information is always processed safely and securely in accordance with strict standards. Lairaplus not only helps you address short-term financial needs but also delivers a transparent, secure, and easily accessible lending experience. Let Lairaplus become your trusted financial companion today.
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Loan Calculator
Number of Loans
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Loan amountUp to 1,000,000 NGN
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Loan termFrom 91 to 365 days
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Interest rateFrom 12% to 36% per year
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Service feeNo service fees
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RequirementsNigerian residents, 18 years
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Loan disbursementBank transfer
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Loan amoun₦300,000 - ₦800,000
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Loan term91 to 210 days
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Fire Loan interest rateAnnual Percentage Rate (APR): 10.95% to 18.25%
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Loan service fees300 Naira
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Registration requirementsAs a citizen residing in Nigeria
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Payment supportBank transfer
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Loan amoun10,000 – ₦1,500,000
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Loan termFrom 90 days up to 720 days
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Fire Loan interest rateAPR: 80.3% – 87% annually
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Loan service fees₦1000
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Registration requirementsProvide your personal phone number
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Payment supportOnline payment
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Loan amoun₦20,000 - ₦300,000
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Loan term61 - 360 days
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Fire Loan interest rateMaximum annual interest rate:30%
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Loan service feesApproximately ₦800
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Registration requirementsThe borrower must be a Nigerian citizen
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Payment supportPayment via bank account
