Moregold
Loan Amount
₱3,000 - ₱50,000
Loan Term
91 days – 180 days
Interest Rate
0.2% per day
Service Fee
6%
Eligibility
Over 18 years old
Supported Payment Methods
GCash, Maya
Information
Registration Area
Philippines
Age Requirement
Ages 18 to 60
Income Requirement
Employed with a stable monthly income
Phone Number Requirement
A valid phone number is required to apply for a loan
Payment Method
E-wallet payment
Document Requirements
National ID and Driver’s License
Initial Loan Amount
Approximately ₱3,000
Initial Loan Interest Rate
0.2% per day
New Customer Offer
Fast loan disbursement within the same day
Loan Interest Rate
6% per 30 days
Loan Term
91 days – 180 days
Approval Time
15 minutes
Loan Service Fee
2.5% of the loan amount
Late Payment Fee
₱250 per day
Life is full of unexpected expenses. When financial pressure arises, Moregold offers you a simple, transparent, and secure borrowing option through a modern digital lending platform designed specifically for the people of the Philippines. With an interest rate of only 0.2% per day, a 100% online application process, and fast processing time, Moregold helps you access funds more easily—without worrying about complicated procedures or hidden fees.

Transparent interest rate calculation
- Moregold’s loan products fully comply with regulations set by the Securities and Exchange Commission (SEC) of the Philippines:
- Daily interest rate: 0.2%
- Effective monthly interest rate: 6% per 30 days
- Maximum annual APR: 72%, inclusive of all fees
Loan Calculator
Based on the loan amount
Enter all the required parameters into the calculator to get an accurate monthly payment along with a visual representation of the interest percentage
I want to borrow
Term / Days
%/day
Loan Amount
10 000 000
$
Interest
70 000
$
Total Repayment
10 070 000
$
Annual Interest Rate
18
%
Number of Loans
Author:
Sabiha Sathi
Sabiha Sathi is an experienced financial expert in the fields of credit and lending, currently serving as the Content Manager for the website. With a user-centric approach, she focuses on sharing carefully curated information about trustworthy online loan applications and is committed to delivering clear, fast, and effective borrowing solutions tailored to specific financial needs.
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