MorePautang

Umeta Credit Lending Corp.

2061

Loan Amount

From PHP 5,000 to PHP 100,000

Loan Term

From 91 – 210 days

Interest Rate

Daily rate: 0.03% – 0.05%

Service Fees

No intermediary fees, no hidden charges

Eligibility

Aged 18–60; resident of the Philippines; valid ID

Repayment Support

Repayment via partner lenders’ designated bank channels

Apply Now

Updated Date:

Nov 27, 2025

Downloads:

10K+

Version:

1.0.0

Support:

Android 7.0 and up

Release Date:

Nov 27, 2025

Size:

21MB

Email:

[email protected]

Website:

https://h5.morepautang.com

Working hours:

7:00 AM - 8:00 PM (Monday - Saturday)

Information

Registration Area

Philippines

Age Requirement

18–60 years old

Income Requirement

Stable source of income

Phone Number Requirement

Active Philippine mobile number

Repayment Method

Bank transfer as instructed by partner lenders

Document Requirement

Valid government-issued ID in the Philippines

First-Time Loan Amount

PHP 5,000 – 100,000 (subject to credit assessment)

First-Time Loan Interest Rate

Daily interest rate from 0.03%

New User Benefits

Smart loan matching, no intermediary fees

Loan Interest Rate

0.03% – 0.05% per day (APR 10.95% – 18.25%)

Loan Term

From 91 – 210 days

Approval Time

Fast processing, subject to partner lenders

Service Fees

No intermediary fees, no hidden charges

Late Payment Fees

Applied according to partner lenders’ policies

MorePautang is a smart lending application designed to simplify your borrowing journey. With just a one-time identity verification, the system automatically analyzes your credit profile and recommends suitable loan offers from licensed and reputable lending institutions in the Philippines.

Key Features of the MorePautang App

Complete identity verification only once and continue applying for loans with multiple partner lenders without repeatedly re-entering your information.
Based on your verified details and personal credit status, the system suggests the most suitable loan options, helping increase the success rate of your applications.
From browsing loan products to submitting applications, all steps are completed online directly on your mobile phone.

More Pautang supports information screening and matching, while loan approval and disbursement are handled independently by partner lending institutions.

Important Legal Information

More Pautang is developed by UMETA CREDIT LENDING CORP., a company licensed by the Securities and Exchange Commission (SEC) of the Philippines.

SEC Registration No.: 2022020043677-01
Certificate of Authority No.: L-22-0143-87

Register in just a few minutes with one-time verification and easily discover and choose suitable loan options from licensed and trusted partners in the Philippines. No hidden fees, no intermediary charges. Download the MorePautang App – Sign up today to enjoy attractive offers and experience a fast and convenient loan process.

See more:

Loan Calculator

Based on the loan amount

I want to borrow

Term / Days

%/day

Loan Amount

10 000 000 $

Interest

70 000 $

Total Repayment

10 070 000 $

Annual Interest Rate

18 %

Apply Now

Number of Loans

Author: Wena Rose De Leon

I am Wena Rose De Leon, a content specialist in personal finance and credit. With many years of professional experience and in-depth research into online lending models, I am committed to delivering accurate, easy-to-understand, and highly practical information about online loan platforms. My goal is to be a trusted companion, helping you access fast, transparent, and suitable borrowing solutions so you can make smarter and safer financial decisions.