Nguzu Advanced
Information
Nguzu Advanced is an online lending application designed to help people in Zambia quickly access financial support when needed. With a streamlined registration process, simple operation, and a fully online system, you can receive loans ranging from 300 ZMW to 5000 ZMW within just a few hours, without collateral or face-to-face meetings.

All steps are completed directly on your mobile phone, helping you save time and take greater control of your personal finances.
Get a loan in just 3 simple steps
Step 1: Download the Nguzu Advanced App from the Google Play Store
Step 2: Register an account and complete your personal information
Step 3: Submit your loan application and wait for approval (15 to 60 minutes)
To provide better services, Nguzu Advanced App may request access to your location, device, camera, and other necessary information. All personal data is securely stored, protected, and processed in strict accordance with the privacy policy.
If you need support or financial consultation, please contact NguzuAdvanced for detailed guidance. Apply for a loan today to enjoy a fast, transparent process and attractive offers for new customers.
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Number of Loans
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Loan AmountFrom ZMW 100 – ZMW 5,000
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Loan TermFrom 91 – 120 days
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Interest RateDaily interest rate 0.03% – 0.076%
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Loan Service FeeService fee up to 1% of the loan amount
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Eligibility RequirementsOver 18 years old, stable income
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Repayment SupportPayment via bank transfer or e-wallet
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Loan AmountFrom 300 ZMW – 5,000 ZMW
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Loan TermFrom 121 days – 365 days
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Interest RateFrom 16.71% - 23.31% per year
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Service FeeService fee 1% of the loan amount
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Eligibility RequirementsResidents of Zambia, Age between 21 and 65
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Payment SupportPay via Nguzu Advanced App
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Loan AmountFrom 5,000 ZMW to 50,000 ZMW
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Loan TermFrom 180 to 360 days
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Interest RateFrom 44.165% to 85%
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Service FeesNo registration fees
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EligibilityNo collateral or guarantor required
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Repayment SupportMonthly installment payments
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Loan AmountFrom 1,500 ZMW to 10,000 ZMW
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Loan Terminimum 100 days – Maximum 330 days
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Interest RateCompetitive rates starting from 12%
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Service FeesNo hidden fees, 100% free
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Eligibility RequirementsZambian citizens or residents aged 20–65
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Repayment SupportPayment via bank transfer and e-wallets
